Some retirees are happy, while others are downright miserable. According to financial planners, what separates the happy retirees from the unhappy ones comes down to getting a few things right in pre-retirement planning. Financial advisors say happily retired clients are financially stable and have properly thought out and planned their retirement. Here’s what differentiates the happiest retirees.

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[See: 8 Things That Matter More Than Money for a Happy Retirement.]

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Retired and Loving It? The Differences Between Happy and Unhappy Retirees originally appeared on usnews.com