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3 Questions to Ask About Campus Racial, Political Climate

College students across the U.S. are jumping into the national conversations on racial inequalities and immigration.

Taking a page from Colin Kaepernick, the former San Francisco 49er and activist, football players at the University of New Mexico kneeled during the national anthem at a September game, much like Kaepernick has done to bring awareness to racial injustice. Students at Howard University recently protested a campus speech by James Comey, the former FBI director who clashed with Hillary Clinton and Donald Trump during and after the presidential campaign.

For college applicants curious about what the racial and political climate is like at schools they’re considering, experts say it’s critical that they speak with current students at those institutions. And the students they speak with should have a similar background. For example, a transgender applicant should speak with transgender students.

Applicants should “identify what characteristics of a campus are important to them and then ask questions that align with those characteristics,” says Amber Williams, assistant vice chancellor of enrollment management at the University of Nebraska–Lincoln. These conversations will help applicants gauge which schools are the right fit for them, she says.

Higher education experts recommend prospective college students ask current undergrads these three questions to learn about universities’ racial and political climates.

[Learn about campus politics to find the right college.]

1. What are some experiences I’m likely to have? Prospective students should ask this question when researching whether a school welcomes students from a certain political demographic, for example, says Shaun Harper, a professor and executive director of the Race and Equity Center at University of Southern California.

Schools often post information online about student organizations and their leaders, including their contact information, and applicants can contact the organizations’ officers with questions, Harper says.

“If you’re a very conservative student and you have very conservative viewpoints, it could be that the College Republicans will provide you some serious insight into what it’s like to be a conservative student on the campus,” he says. “These are students who are actually in the environment, who have day-to-day lived experiences as a conservative student.”

2. Can I find engagement on campus? How prospective students engage with a school’s community can depend on how they self-identify, says Manuel Alejandro Pérez, interim assistant vice president of equity and community inclusion at San Francisco State University.

“Engagement could mean self-advocacy and self-empowerment,” he says. “It could also be political advocacy and activism.”

San Francisco State has an undocumented student community and recently opened the Dream Resource Center, which supports those students and helps them understand what proposed immigration legislation could mean for their futures.

For example, a student who is part of the Deferred Action for Childhood Arrival program, a federal program that protects people illegally brought to the U.S. as kids from being deported, might need certain resources and support services to engage with the campus community, Pérez says.

College applicants who ask about pathways for engagement, especially those concerned about immigration — which has been a hot-button issue for Congress — can find out from current students whether a school’s environment addresses their concerns, he says.

[Consider a college with a focus on minority students.]

3. What future initiatives are in development? Universities are becoming more responsive and learning when and how to pivot, based on the national climate, Pérez says. Schools can also change a great deal in a year or two based on students’ needs, he says.

If former San Francisco State college applicants had asked a year or two ago about future initiatives, for example, they might have learned that the university was working on additional resources for African-American students, he says.

“We have our black unity center, which is brand new to the campus, which came to the institution as a result of being both responsive and inclusive of student voices in a work group,” Pérez says.

If those same applicants only asked what was currently available for African-American students, they may not have heard about this campus addition, which affects the campus climate.

[Decide if a historically black college is a good fit.]

It’s important that college applicants ask current students about campus climate, since it pertains to race, politics and other critical aspects of their identity, such as religion or sexual orientation, and because the college experience is often a time to evolve and explore.

“You get to look at the intersections of your multiple identities and see where you find yourself on campus,” says Pérez.

“This is going to be your home for the next four years,” says Williams. “Finding the right fit is important no matter what characteristic you’re interested in in a college.”

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3 Questions to Ask About Campus Racial, Political Climate originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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