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Signs You Should Transfer to a New Online Degree Program

When it comes to selecting an online degree program, not everyone makes the right decision the first time around.

Justin North, a current online MBA student at the Temple University Fox School of Business, transferred in after two semesters at a different online public university. Among his reasons: North, who at the time lived near Temple’s campus in Philadelphia, realized he wanted more in-person interaction for student support and networking.

“If I had any issues, I was able to get on my pedal bike and pedal over to the campus and speak with the people directly,” says the 29-year-old active-duty military member. He also attended a required week-long on-ground residency with his classmates after enrolling.

The desire for on-campus resources is one of several reasons online students may change universities. Here are six additional reasons experts say you should consider transferring to a different institution’s online degree program.

1. The program’s quality isn’t what you anticipated. Those who don’t spend ample time researching degree program options from the outset risk picking one that doesn’t fully meet their needs, whether in terms of class size or structure, interactivity or other qualities, experts say.

Before Lee Doberstein finished just one semester at a for-profit, primarily online university, he knew it wasn’t right for him. The course materials in his online bachelor’s program seemed outdated, he says, and collaborating with other undergraduates for coursework was a constant struggle. He transferred to and has since graduated from Colorado State University–Global Campus.

[Learn how to decide between nonprofit and for-profit online degree programs.]

“I really had no idea what was really out there and didn’t really realize there was such a difference in quality,” says the 42-year-old Colorado resident. He says he was pleased with the more experienced faculty and greater course interactivity, among other aspects, at CSU.

2. The institution may lose its accreditation. The accreditation process, which an outside authority conducts, verifies that an online or on-ground university — and in some cases, a specific program — meets certain standards of quality.

Accreditation is often a sign of legitimacy to employers — and to other universities, should a student transfer credits or further their education. Schools should be accredited by agencies that the Department of Education or the Council for Higher Education Accreditation recognize.

If you discover via one of th ese organizations’ websites or in recent news articles that school ‘ or degree program’s accreditation has an uncertain future, that may mean it’s time to transfer, experts say.

3. The program isn’t flexible enough. Some students recognize that their program’s online course scheduling structure doesn’t fit well into their already busy calendar.

Working adults or those with children may, for instance, want to take a semester off or be able to select the number of courses they take each term. Some online schools allow those options; others won’t. So students should consult advisers at different degree programs before transferring.

“A student should consider their many priorities and obligations,” says Caroline Simpson, vice president of student and alumni services at the for-profit, online American Public University System.

“Work, family, social, personal interests and what type of class schedule would fit within all of that — whether it’s monthly starts or whether it’s one course at a time, two courses at a time ,” she says.

[Discover what to ask about online program course scheduling options.]

4. Faculty aren’t responsive or engaging. If your professor is interacting with you less because you’re an online student, that may be a red flag.

“Students really need faculty to be there, present, engaging with them,” says Shenita Ray, director for online operations at the Georgetown University School of Continuing Studies. “If they’re not feeling that, then that’s another reason why students say, ‘Hey, maybe this is not the right program for me.'”

5. Your program no longer satisfies your career goals. Career aspirations are a primary motivation for students to earn a degree online. But should their ambitions change — for instance, a student realizes he or she actually wants to switch fields completely, not just advance at his or her current job — they may need a different online degree or credential.

“Really narrowing down the learner’s specific interests and goals is going to take some discussion, potentially with an academic adviser or a mentor or somebody who is already successful in a given field or industry,” Simpson says.

[Explore what to ask an adviser before starting an online program.]

6. The student services aren’t sufficient. Online students also shouldn’t expect less when it comes to the student support services, such as the career center, they receive says Julie Uranis, vice president of online and strategic initiatives at the University Professional and Continuing Education Association.

Know what you need and what’s provided at the new institution before transferring, she says.

But before jumping to conclusions about what is and isn’t available, thoroughly research and examine alternatives, she recommends — perhaps consult a degree program official directly rather than just looking at a school’s website.

She recommends asking yourself if you’ve explored all the options. “When you’re willing to kind of move away from your own decision, that’s pretty dramatic,” she says of transferring.

Trying to fund your online education? Get tips and more in the U.S. News Paying for Online Education center.

More from U.S. News

Transferring Colleges: 10 Frequently Asked Questions

Ask 10 Questions About Transferring Credits to Online Bachelor’s Programs

4 Steps to Transfer Online Associate Credits to a 4-Year Online Program

Signs You Should Transfer to a New Online Degree Program originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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