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How to Be Happier at Work

Ah, happiness. Everyone wants it, not everyone gets it. It’s important to realize you deserve happiness at work, and part of ensuring it entails being particularly keen on evaluating several important factors during the job interview process.

When it comes to being happy at work, not all companies are created equal. To help make sure you find your happy workplace, here are a few key topics to ask about during job interviews to help you evaluate your prospective employer to see if they’re a fit.

[See: 14 Best Jobs for Work-Life Balance.]

Compensation and benefits, safety, career development, challenging work

While all of these factors can certainly stand on their own, they’re intrinsically linked to not only human resources, but the internal fabric of the company. By doing your due diligence, you’ll be able to determine if the compensation package along with benefits seems fair, but does there seem to be a trajectory for growth and an investment in learning?

You can ask each person you interview how long they’ve been in the position and what training opportunities there have been and if there’s a budget for professional development. The answer to the budget question, typically from your prospective boss, will provide a lot of insight.

Ask about challenging work projects and how you can grow into the position. You may even want to say something like, “I have an insatiable appetite to be challenged by my work on a daily basis. Right now I take on extra projects to continue learning and I read a lot of industry trades to stay on top of the trends. Would this be a possibility in this role?” Watch the person’s body language and listen to what they say. A typical reaction might be, “Of course!” Then you can press further (remember, you’re interviewing them as much as they’re interviewing you) by asking to give you an example of the possibilities.

[See: 10 Reasons to Quit Your Job Already.]

Company culture, communication, leadership support, accessibility

It’s important to assess whether or not you’re a fit with the company while simultaneously seeing how effective they are at communicating with others, how accessible leadership is and if they are a transparent organization.

You can learn a lot by observing not only what the office looks like, but what it sounds like. Is there a lot of interaction and activity or does it seem pretty quiet (sometimes that’s the nature of the work as well; an accounting department crunching numbers may not be as interactive as a collaborative, brainstorming marketing team). But, overall does it seem to be bustling and do you prefer that environment over others?

As for communication, this is particularly helpful if you have a lunch interview. How does the hiring team interact with each other? While it may be difficult to assess the company’s communication style and accessibility, you can ask if there are all-hands meetings, how often the department meets and if they encourage open door policies (and if people actually use them).

[See: 8 Ways Millennials Can Build Leadership Skills.]

Job security, work-life balance and working conditions

Happiness at work can be synonymous with not only knowing you enjoy your work, but knowing that you have a job and you’ll have it for a while. Of course nothing is guaranteed in life, but during an interview you can ask about the future of the department and the company as a whole. Also, if you heard about the company in the news possibly getting acquired, or the opposite — expanding — ask about that too! If they are in the midst of an offshoring or AI project, they may not exactly tell you, but you can get a sense from the interviews as to why the position is open and what direction the group is headed.

Work-life balance is always key and you can get a sense of what’s expected of employees during the interview by asking if the team is in the office all of the time, if they travel or if they work remotely. Similarly, by observing working conditions you’ll get a sense if you can see yourself working in that environment — e.g., a space without windows that may seem cold, dark and drab versus one where everyone is given a laptop on day one and works in a spacious office.

Overall, among a variety of these workplace factors, you should rank which one is most important to you and prioritize accordingly. By having a plan and doing research prior to your next interview, you’ll be able to fully assess the company on a variety of dimensions.

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How to Be Happier at Work originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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