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Washington College Road Trip: University of Washington

One of the oldest public universities on the West Coast, U-Dub , as it’s informally known , attracts its roughly 31,000 undergrads with a strong commitment to undergraduate research, rich diversity — about 41 percent of students are white; 14 percent come from abroad — and proximity to some of the nation’s leading tech companies.

Starla Sampaco, a senior from nearby Bellevue, Washington, was drawn to the school because of its diversity and vast array — more than 180 — of majors. She chose journalism with the ultimate goal of covering immigrant communities. UW had “an inclusive learning environment that could support what was really important to me,” she says.

The university ranks No. 1 in the nation for federal research funding among public schools, and undergrads can start working in the lab as early as freshman year. Roughly 25 percent of the student body undertakes a serious research project, in fields from history to bioengineering, and students can present their findings to their peers at the annual Undergraduate Research Symposium. The calendar divides into three 10-week quarters plus an optional summer term.

[Explore all the colleges in Washington.]

One drawback of the school’s size, students say, is that you may have to work to establish close relationships with your professors, and getting acquainted with all the activities and resources available can be overwhelming.

“No one is holding your hand,” says John Dahl, a 2017 grad from Bellingham, Washington. He was on track to be a biochemistry major before he realized business was his passion after starting an online marketing and sales business with some fraternity brothers. The academic resources available at UW made the transition easy, he says.

The average class size is about 50 students, although upper-level classes are smaller. The largest lecture hall seats 750.

On the other hand, there are all those opportunities: the richly varied academics, some 800 student clubs and more than 50 sororities and fraternities, not to mention unparalleled access to internship and job opportunities at the nearby headquarters of big-name companies like Google and Microsoft.

About 75 percent of students live off campus, and the school has a sizeable commuter population. However, two-thirds of freshmen do live in the residence halls , and three new dorms will be completed in 2018.

On nice days, a central gathering place is Red Square, where student groups set up tables and tents to promote their organizations. The square is surrounded by Gothic-style buildings — Suzzallo Library’s Reading Room is widely considered a masterpiece of college Gothic architecture .

And on a rare sunny day, a walk down Rainier Vista, just off the square, provides a stunning view of the snow-topped mountain. Japanese cherry trees bloom in the quad every spring — making up at least in part for the usual gray weather.

[Read three facts about aid and tuition for out-of-state students.]

Athletics are a big draw. The Huskies field 20 Division I teams. The rowing team is among the best in the nation, and UW holds the prestigious Windermere Cup event at Montlake Cut every spring.

UW’s PAC-12 football games are also popular. A new light rail station near Husky Stadium makes it easier for fans to get to sporting events and also puts downtown Seattle just six minutes away.

Construction is underway for more light rail stops to reach the U District neighborhood, where many students live. Popular off-campus excursions include Pike Place Market on the waterfront, nightlife in the Capitol Hill neighborhood and Puget Sound for beach bonfires.

UW now uses only the Coalition for Access, Affordability and Success application — no official transcript or recommendation letters are required.

Washington College Road Trip:

Gonzaga University

Whitman College

University of Puget Sound

This story is excerpted from the U.S. News “Best Colleges 2018” guidebook, which features in-depth articles, rankings and data.

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Washington College Road Trip: University of Washington originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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