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What Are the Right Choices in College Admissions?

Which Path Is Better?

The college admissions process requires applicants to make a series of tough decisions that range from how many recommendation letters to submit to which financial aid package to choose.

Use the following advice from three admissions experts to understand how to choose wisely in tough college admissions scenarios and to learn why it’s important to think about topics like college majors and standardized tests scores.

Majors

Is it better to apply with a declared major?

Some students enter college knowing exactly what they want to study and what career they want, while others don’t. Which is ideal?

It’s OK Not to Know

The answer to this question depends on the student and his or her schools of interest. “Applying undecided is perfectly fine for a student who has a liberal arts interest and really doesn’t know what he or she wants to study,” says Chuck Hughes, founder of Road to College, which helps prospective students around the world get into school.

Some institutions, though, such as California Polytechnic State University–San Louis Obispo, require applicants to declare a major as part of the admissions process, says Irena Smith, founder and principal of Irena Smith Consulting, which focuses on college admissions consulting.

Hughes encourages applicants to carefully read the admissions requirements at different schools to note if it’s necessary to declare a major.

Recommendations

Is it better to submit one strong recommendation letter or multiple, less powerful letters?

It’s common for colleges and universities to require one letter of recommendation but allow applicants to submit more if they’d like. But that doesn’t always mean you should.

Less Is More

One strong letter is better than two or three mediocre letters, say college admissions experts.

Nina W. Marks, principal of the admissions counseling and test prep company Marks Education, says it’s best for applicants not to pad their applications with material that isn’t compelling.

Some admissions officers don’t have a lot of time to read applications, so applicants should only submit their best, she says. “They’re typically reading 10 applications an hour,” says Marks. “So you do the math. Six minutes for an application.”

Tests, Coursework

Is it better to have high standardized test scores or perform well in AP/IB classes?

College applicants must submit scores from the SAT or ACT, but many prospective students also take and submit scores from Advanced Placement exams in subjects like English or psychology. Other applicants may participate in their high school’s International Baccalaureate program, which also offers rigorous classes for teens. But which do admissions officers value more?

Focus on the SAT and ACT

“For admissions, it’s probably better to have stronger standardized test scores,” says Hughes, who once worked in admissions for his alma mater, Harvard University. Although some colleges and universities are test optional or test flexible, many more require SAT or ACT scores. Schools are usually more lenient about requiring information on an applicant’s performance in AP or IB classes.

“For most colleges, AP scores are optional,” says Smith. Admissions officers aren’t “necessarily going to make a decision based on them.”

Test-Optional Schools

Is it better to submit test scores to a test-optional school?

More than 900 schools are test optional or test flexible or de-emphasize the use of the SAT and ACT in admissions, according to FairTest.org, which tracks such information. However, at many of these universities, applicants can choose to submit standardized test scores. But when given the option not to submit scores, should you take it?

Send High Scores

“If you’ve whacked your grades out of the park but you’ve struggled with standardized testing, withhold your score,” says Marks, who graduated from Harvard and spent time interviewing prospective students for the school.

“If you’ve rocked your standardized testing, send them to a test-optional school, because they love reporting high scores.”

College Costs

Is it better to choose a lower-ranked school with a large financial aid package or a higher-ranked school that offers less aid?

When deciding where to enroll, prospective students often consider a school’s rank, which U.S. News determines based on several factors including an institution’s academic quality. Financial aid and scholarships are also usually key components of the decision process, since they play an important role in whether students have loan debt long after graduation. But is aid more important than rank?

Think About the Price

Smith, who once worked in the admissions office at Stanford University, encourages students and families to lean toward the larger aid package.

“It’s usually better to end up taking the big financial aid package at a lower-ranked school where it’s already very clear that they think extremely high of the student and the student is going to get a big springboard to do well professionally and academically,” she says. “Not just from a financial point of view, but because the school is so clearly rolling out a red carpet, that will probably manifest itself in other ways.”

Find Out More About College Admissions

Learn how to use an admissions timeline to map out a college application process, and review the complete 2018 Best Colleges rankings to help you choose a school.

For more advice and information, connect with U.S. News Education on Twitter and Facebook.

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What Are the Right Choices in College Admissions? originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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