2026-07-06 19:34:35 How Fit Are You? Consider These 6 Measures – NEW WTOP Skip to main content

How Fit Are You? Consider These 6 Measures

The fitness litmus

If the tailor asks how tall you are, you have an answer down to the inch. If a medical form requests your weight, you know what to say, give or — more likely, take — a pound. But if a prospective trainer asks how fit you are, what measurement unit do you use? After all, there’s no universal definition of fitness; one man’s bench press is another gal’s resting heart rate. “No one measure is the end-all, be-all,” says Brian St. Pierre, a strength and conditioning coach in Scarborough, Maine, and director of performance at Precision Nutrition. But taken together, these measures can give you a picture of your fitness:

Waist-to-height ratio

If you consider your normal weight and thin appearance proof that you’re fit, think again. More and more research is showing that measures that take into account your waist circumference better reflect health since excess belly fat, regardless of the number on the scale, is linked to diabetes, heart disease and even cancer. To find your waist-to-height ratio, divide your waist measurement by your height using the same unit (like inches). A ratio over .52 for men or .48 for women should sound the alarm. “The things that you’re doing to improve your health in general are going to decrease visceral fat storage,” St. Pierre says. Exercise included.

Body fat percentage

Gym rats may brag about their minimal body fat, but what does that say about their athleticism? “It depends on what sport,” says Dr. Naresh Rao, an osteopathic physician in New York City who worked as the physician for the 2016 U.S. Olympic water polo team — a group whose body fat can range from 4 percent to 22 percent. Triathletes may carry significantly less body fat, while linebackers pack on much more. In general, though, lower body fat (most accurately measured with a Bod Pod or DXA scan) is linked to better fitness, says Jessica Crandall, a registered dietitian in Denver. “The more lean mass you have, the more explosive your moves can be,” she says.

Resting heart rate

When Craig Weller, a Denver-based coach at Precision Nutrition, worked in Naval Special Operations, he trained men whose resting heart rates were as low as 35 or so beats per minute; a healthy civilian’s is typically 60 to 100. The low rates among military personnel reflect elite physical shape since their hearts are so efficient at doing their jobs. For the average exerciser, a low resting heart rate can signal good aerobic shape, but an even better indicator is how quickly you can return to that rate after an intense bout of exercise, Rao says. “If you can recover your heart to your resting heart rate within a minute … that’s really good,” he says.

Endurance strength

If you answer, “How fit are you?” with the weight of your heaviest deadlift or how many pullups you can do before you’ve got nothing left, you’re really addressing your strength — an important, but not the only, measure of fitness. While a measure of maximal strength — or how much you can, say, lift or squat in a single move — can sound impressive, it’s not something you want to try unsupervised, says Rao, author of “Step Up Your Game,” which applies elite training principles to average Joes. Instead, test your endurance strength by doing as many pushups or crunches as you can. Use that as a baseline upon which to improve.

The talk test

Sure, you could purchase an advanced fitness tracker to track your heart rate variability, a reflection of your recovery based on how much the time between heart beats varies. Or you could hire someone to test your VO2 max, a measure of aerobic capacity based on how efficiently your body uses oxygen during exercise. But most people can get helpful information with the simplest test of all: Can you carry on a simple conversation while going for a jog or walking up the stairs? If so, you’re probably in decent shape. “You don’t really have to get into all the gadgety stuff if you don’t want to,” Rao says.

The sit and reach

Rao’s kids and patients alike perform this test. “It’s actually a good, complete measure of flexibility — especially in the low back,” he says. Simply sit on the ground with your legs straight in front of you and a ruler between your feet. How many inches (if any) can you reach beyond your toes? For men, more than 2 inches is above average; for women, over 4 inches is good, according to Topend Sports. Flexibility is important, Rao says, in part to avoid injury. “If you have a big storm coming through and you’re a palm tree, you can take on the forces,” he says. “If you’re an oak, you’re going to fall over.”

More from U.S. News

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How Fit Are You? Consider These 6 Measures originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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