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How Bachelor’s Degree Programs in the U.S. and Europe Differ

Bastian Lehmann knew he wanted to attend a global university where he could study in English, so the German national narrowed his options down to several schools in Scotland and the U.S.

Ultimately, Lehmann enrolled at the University of Rochester in upstate New York. He liked that from the start he would be able to select his own classes and explore his diverse interests — economics, Italian and music.

“I have so much freedom to just choose what I want to do,” the now-rising sophomore says. The European programs he was considering didn’t offer the same level of choice, he says.

As Lehmann discovered, the undergraduate academic experience in the U.S. often differs from the experience in Europe. Prospective students weighing college in the U.S. and Europe should think about, among other things, the type of classes they want to take and how long they want to be in school.

In the U.S., it generally takes four years to earn a bachelor’s degree. However, undergraduate programs in a number of European countries are typically only three years long. The main difference is that U.S. programs include a lot of general education courses that many European programs don’t.

General education courses are often not directly related to a student’s major but are required to graduate. They tend to emphasize skills such as writing and critical thinking and expose students to a variety of subject areas.

American colleges regard general education as essential, and European universities do not, says Paul L. Gaston, trustees professor emeritus at Kent State University in Ohio. Gaston and other experts say European students are expected to gain this type of knowledge in high school and be ready to narrow their focus when they go to college.

This means that students in Europe have to decide on an area of study early on, often as they fill out their college applications. Experts say this early specialization has pros and cons.

One benefit, says Katja Simons, executive director at the German University Alliance, is “you choose your subject from the start and you’re able to focus on those areas in-depth and prepare yourself for the labor market or for continuing on to a master’s degree.”

One criticism is that three-year programs are too structured, says Simons, which doesn’t give students a lot of freedom to explore.

[Learn six things about earning an undergraduate degree in Germany.]

In the U.S., undergraduate students often don’t have to declare their major until they are a year or two into their studies.

“One of the things that the U.S. model does for students is it allows them to have more flexibility in their program of study, ultimately,” says Brendan Cantwell, associate professor in the department of educational administration at Michigan State University. “They can come in undecided, they can explore a little bit, they can shift around in majors, and you can do that for a while without it slowing down your progress to a degree.”

Another contrast that prospective students might notice as they research schools in the U.S. and Europe is a difference in the number of liberal arts programs offered. Liberal arts programs provide undergraduates with a more general education in the humanities, sciences and social sciences, as opposed to having a professional or technical emphasis.

While the U.S. has hundreds of liberal arts colleges, these programs are relatively rare in Europe, says Kara A. Godwin, a research fellow at the Center for International Higher Education at Boston College.

Earlier specialization and fewer liberal arts programs might make earning an undergraduate degree in Europe a better fit for international students who know what they want to study.

But there are additional differences between U.S. and European undergraduate programs that prospective students should consider.

[Get to know the pros and cons of earning a bachelor’s degree in Europe.]

For instance, many U.S. schools offer a robust campus life that a number of European schools do not, experts say. Lehmann, the University of Rochester student, says university-based student clubs are more prominent in the U.S. than in Europe.

Swedish schools often lack a “strong campus culture, so students typically tend to integrate more with city life,” says Niklas Tranaeus, marketing manager for Study in Sweden.

Also, although prospective students can find a growing number of English-taught programs in Europe, the majority of them are graduate-level programs, according to one study. So even though a European degree program is three years long, international students might have to spend additional time learning the native language, says Gaston, which could add to the overall length of their studies.

For students who are torn about where they want to study, Lehmann says, “Look at what kind of a learner you are, what kind of a person you are, and then from there you should see whether the system in the United States or in Europe suits you better.”

See the complete rankings of the Best Global Universities.

More from U.S. News

Consider U.S. Career Goals Before Earning a Bachelor’s Degree Overseas

Plan Ahead to Meet International Undergraduate Admissions Deadlines

5 To-Dos for Students Who Want to Earn an Undergraduate Degree Overseas

How Bachelor’s Degree Programs in the U.S. and Europe Differ originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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