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Where to Go in Europe During the Peak Travel Season

While summer is an ideal time to visit Europe, during the high season you’ll have to contend with heavy crowds at top attractions, soaring temperatures and sky-high lodging and transportation prices. Still, with beautiful backdrops, delicious food, iconic attractions, under-the-radar coastal towns and diverse cultural allures, Europe has plenty of places that appeal to the worldly traveler. And if you’re willing to skip popular (read: pricey and congested) cities in favor of overlooked gems, you can pull off a cost-effective European escape without feeling the pinch. If you’re eager to travel to Europe this summer without swarms of other tourists by your side, consider visiting these underrated places.

[See: How to Visit Expensive European Cities on a Budget.]

If You Want Excellent Culture and Cuisine…

Visit Cognac, France, Not Paris

Home of the legendary distilled spirit, Cognac is a picturesque city in southwest France with an excellent climate, top-notch food and a flourishing culture. Stay in one of the affordable hotels in the town square before venturing the streets to admire grand homes with rich architectural details and illustrious histories. Cognac also boasts the Cognac Chateau, as well as the 12th-century Church of Saint-Leger, the Priory of Saint-Leger and the Convent of the Recollect, which both date back to the 17th century. You can also stop by the headquarters of Remy Martin for an excellent meal as well as a tasting of their famed Louis XIII Cognac, which ages in a French Oak barrel for 100 years. Best of all, the area is easily accessible from Paris thanks to the high-speed TGV rail, and you’ll unlikely find hordes of fellow tourists.

If You Pine for an Italian Getaway…

Visit Tuscany, Not Rome or Venice

Often overlooked for popular cities such as Rome and Venice, Tuscany charms visitors with its picturesque cypress trees, top-tier wines and enchanting towns. And since many attractions close from November to March for harvest season, making summer as well as September through October, an ideal time to plan a trip. From Florence, it’s easy to reach charming Tuscan towns and converted castles-turned-wineries like Castello de Casole by car. Spend your days leisurely sipping wines, homemade pizza and, of course, the famed Florentine dish Bistecca alla Florentina, an authentic Tuscan-style steak . Castello di Casole also boasts a stunning infinity pool that’s perfect for catching spectacular sunsets. From Tuscany, you can also easily explore other worthwhile destinations, such as Siena and Luca.

[Read: 7 Expert Tips for Traveling to Europe With Kids.]

If You Want a Coastal Escape…

Visit Tallinn, Estonia, Not France’s Cote d’Azur

This storied Estonian city boasts unspoiled terrain, storybook castles and lovely cobblestone streets. The area’s general topography has remain largely unchanged from the time of its German occupation, through its occupation by Danish, Swiss and Polish rulers, as well as its former occupation by the former USSR. Summer ushers in a short but sweet time to visit before harsh winter conditions make exploring top attractions unpleasant. After you’ve checked out top city attractions, such as the Town Hall Square and the City Museum, venture to a nearby beach destination like Pärnu, Estonia, where you can check into seaside resorts and stroll along leafy streets when you’re not catching some set at the beach. Home to Hedon Spa & Hotel, which boasts an authentic Estonian spa and renowned restaurant, Raimond, Pärnu has the charm of the Cote d’Azur without the crowds.

If You Crave a Laid-Back Cosmopolitan City…

Visit Portugal’s Azores, Not Barcelona, Spain

A short flight away from Lisbon, Portugal, the Azores is a largely unspoiled archipelago featuring nine islands in the Atlantic Ocean. While ultra-luxury resorts do not exist, the Azores offers ample opportunity to embrace the great outdoors with clear blue waters and terrain well-suited for hiking, biking and climbing. If you’re an adventure junkie, you won’t want to miss exploring Sao Miguel Island, which still has volcanic activity. Due to the volcanic activity, divers can explore natural splendors, including steep walls, volcanic arches and caves. Or, if you would rather check out historic artifacts, two UNESCO World Heritage sites — Angra do Herosimo, the oldest city in the Azores on Terceira Island, and the vineyards of Pico Island — can also be found in the Azores.

[See: 10 Top Hotels in Europe for Food and Wine Lovers.]

If You Want to Visit the United Kingdom…

Visit Wales, Not London

London often springs to mind in summer, when verdant parks and gardens display colorful blooms and temperatures (and costs) climb. But rather than exploring London’s top sights in the blazing summer heat, consider planning a trip to nearby Wales, where you’ll find charming boutique hotels, rugged landscapes, fairytale-like castles and picturesque seaside scenery. Consider retreating to the Pale Hall Hotel, a small boutique with a restaurant that dishes out local Welsh favorites like salt marsh lamb and the famed Welsh black beef. Afterward, burn off any lingering energy with a hike through the scenic Welsh countryside. Wales has the longest continuous coastal path around any country in the world, so make an effort to squeeze in a walk before taking part in watersports or embarking on a high-speed boat to the enchanted isle of Bardsey. And of course, no trip to Wales would be complete without a visit to one of the area’s superlative castles, including Criccieth Castle and Penrhyn Castle.

More from U.S. News

How to Save on Attractions in Europe

10 European Castles to Visit This Summer

10 Five-Star Hotels in Europe That Won’t Break the Bank

Where to Go in Europe During the Peak Travel Season originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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