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How Much Alcohol Can You Drink Without Counteracting Your Fitness Goals?

Summer is officially in full swing — and so are the parties, gatherings and weekend getaways. It’s a time to relax, be social and enjoy friends and family. Often, these summer gatherings include drinking alcoholic beverages — champagne for a birthday, a margarita by the pool or a beer on the porch before bed. During the summer season, the drinks can start to add up. But at what point do they counteract your fitness goals?

First, even though studies show moderate alcohol intake might be beneficial, I would never tell anyone, no matter what their fitness goals, to start drinking to get healthy. If you don’t drink, there is no reason to start. The best option is to be alcohol-free. After all, alcohol is technically a poison, and any amount can have side effects.

[See: 7 Health Risks of Binge Drinking You Can’t Ignore.]

But let’s face it: For many people, drinking can be enjoyable. At dinnertime or a party, alcohol contributes to social connection and bonding; slowing down and relaxing. You shouldn’t feel like you have to stop drinking altogether, as long as you do it responsibly and for enjoyment and not out of stress, habit or addiction.

What it comes down to is how much you drink and the fitness goals you set for yourself. If you want to get up at 5 a.m. to work out, it might mean saying no to drinks with your friends after work. Or maybe you want that piece of cake at a colleague’s birthday party more than you want the accompanying glass of champagne.

[See: How to Break 7 Unhealthy Habits.]

Just like with food, it’s important to be mindful of how much alcohol you’re consuming and why. In my experience, all-or-nothing thinking doesn’t work; for most people, cutting alcohol completely just won’t ultimately be successful. It’s about finding out what works best for you. As with any goal setting, it’s important to be realistic with yourself about whether to keep drinking, cut back or stop altogether. To help you determine the point at which alcohol is harming your fitness goals, ask yourself these questions:

1. How does drinking make you feel?

If you find that drinking causes you to feel emotional, tired or anxious, you probably need to make some trade-offs. For example, try avoiding alcohol during the week and save your drinks for special occasions or gatherings. Challenge yourself by doing something new that would make you happy. For example, consider signing up for your favorite fitness class instead of attending happy hour.

2. Are you enjoying the drinks themselves?

Take note of how you drink. Do you tend to pound drinks down without a thought or without taking time to experience and taste them? Then perhaps drinking has become more of a bad habit than a fun, occasional indulgence.

In these situations, slow down. Savor that glass of wine and give yourself time to explore the flavors. Take breaks between drinks to see how you feel, or try to replace that third cocktail with a glass of water. Go for quality over quantity; swap out that cheap glass of chardonnay for something higher end. Treat yourself to something you can enjoy.

[See: 9 Drinks That Give You a Buzz Without the Hangover.]

3. Are you seeing fitness results?

How much summer drinking counteracts your fitness goals depends, of course, on what your fitness goals are. If you’re training for a marathon, for instance, late-night drinking probably won’t jibe with your training plan. If you’re simply trying to maintain your fitness until fall, enjoying summer happy hours may suit you fine. The key is listening to your body. If what you’re doing isn’t working, reevaluate what you want and make adjustments.

More from U.S. News

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9 Ways to Actually Make Eating Well Fun This Summer

How Much Alcohol Can You Drink Without Counteracting Your Fitness Goals? originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. 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Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. 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