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Do You Really Need to Exercise to Lose Weight?

Can you lose weight without exercising? Plenty of sweat-averse dieters out there sure hope so. And who hasn’t heard that whole “weight loss is 80 percent diet, 20 percent exercise” stat?

Experts anything but agree on the actual split, but it’s hard to ignore the fact that when it comes to losing weight — and keeping it off — diet and exercise have two totally different roles.

[See: The 10 Best Diets for Fast Weight Loss.]

Cutting Calories

To lose weight, you need to burn more calories per day than you eat. Called a caloric deficit, it’s the bottom line of weight loss, and there are two ways to make it happen: Burn more calories or eat fewer calories. Exercise obviously belongs to the “burn more” camp, while dieting is all about lowering your caloric intake.

However, it’s far easier to achieve that caloric deficit through dieting compared to exercising. Think of it this way: Healthy weight loss generally involves a caloric deficit of about 500 calories per day. To achieve that, you could either run for roughly 5 miles or switch out your morning blended coffee drink for a cup of straight, black coffee. The choice is obvious.

“In general, with high-volume physical activity of at least four to five hours per week, combined with no change in your nutrition and no anti-obesity medications, you can expect exercise to add about 3 kilograms or 6.6 pounds of weight loss over the course of four months,” explains Dr. Deborah Bade Horn, president of the Obesity Medicine Association and medical director of the Center for Obesity Medicine and Metabolic Performance at the University of Texas. “For most individuals, this would be a discouraging weight-loss path.”

[See: The 38 Easiest Diets to Follow.]

Building Muscle

While in the grand scheme of things, the caloric burn you get from exercise isn’t huge, exercise is still critical to making sure that the weight you lose is from fat, not muscle, and helping you keep the fat off over the long term.

“Based on current clinical data, individuals that are dieting without exercising to lose weight will lose 3 to 4 pounds of muscle for every 10 pounds of weight that they lose,” Bade Horne says. “In other words, 30 to 40 percent of the weight that they lose is healthy, strong lean muscle instead of fat.”

While less than ideal on its face, once you consider the implications of losing muscle, you realize it’s a complete assault to your weight-loss progress. Muscle is the single greatest modifiable factor in setting your basal metabolic rate, or the number of calories you burn each day just to stay alive, and research out of Columbia University shows that losing just 10 percent of your body weight results in a significantly lower basal metabolic rate.

This makes continuing to lose weight, as well as keeping it off once you reach your goal, an enormous biological challenge. (Another study found that, to maintain their weight loss, former contestants on “The Biggest Loser” had to eat as many as 800 fewer calories per day compared to same-sized people who had never lost weight.)

“Fortunately, exercise, particularly resistance exercise, adds muscle to help counteract any potential drop in metabolism,” explains Dr. Micah J. Eimer, co-director of the sports cardiology program at the Northwestern Medicine Bluhm Cardiovascular Institute. For example, in one 2016 study published in The American Journal of Clinical Nutrition, men who combined a low-calorie, high-protein diet with high-intensity resistance training were able to effectively burn 10.56 pounds of fat while gaining 2.64 pounds of lean muscle.

More Weight-Loss Benefits of Exercise

When it comes to losing weight, the benefits of exercise extend far beyond keeping your muscle mass and metabolism up. In fact, research published in the American Journal of Physiology-Regulatory, Integrative and Comparative Physiology shows that exercise may also prevent weight regain by preventing the formation of fat cells, encouraging the body to burn calories from fat and keeping cravings at bay.

According to Eimer, exercising triggers the release of powerful satiety hormones. What’s more, people who exercise tend to have an easier time following their healthy eating plans compared to sedentary adults. After all, in one New England Journal of Medicine study of 50 overweight adults, following a low-cal diet for just 10 weeks significantly lowered their levels of leptin, a hormone that helps you feel full, for up to a year later. Exercise can help mediate the damage.

[See: 5 Strength Machines You Should Start Using ASAP.]

Diet and Exercise: Your Best Strategy for Losing Weight and Keeping It Off

For weight loss that lasts, combine diet and exercise. Focus on achieving a mild caloric deficit (around 500 calories) through your eating plan. And then make your workouts all about building metabolism-boosting muscle, recommends Dr. Spencer Nadolsky, a board-certified family and bariatric physician, diplomate of the American Board of Obesity Medicine and author of “The Fat Loss Prescription.”

To keep track of your progress and make sure that you are losing fat, not muscle ( learn how to gain muscle while losing weight), Bade Horne advises ditching the regular bodyweight scale for one that also measures body-fat percentage. If, as your weight declines, you see your body fat percentage staying the same or, even better, decreasing, you know that you’re on the right track for lasting weight loss.

More from U.S. News

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Do You Really Need to Exercise to Lose Weight? originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. 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Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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