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6 Ways to Make Money Online

It’s a gig economy, everyone says. But if using your car to taxi people around town isn’t your idea of a fun way to make some extra money, and you don’t want to rent out your home to strangers, there are other ways to make some cold hard cash. In fact, you can make money on your computer without ever leaving your chair.

But, alas, unless you’re creating an online business, many of the websites that offer ways to make a quick buck will make you little more than a buck. Still, if you’re looking for some reputable, ethical ways to make some extra money online, consider some of these tactics.

[See: 8 Easy Ways to Make Money.]

Become an online juror. We all like to judge other people, right? Seriously, though, there are websites that let you help lawyers get an idea of what an actual jury will think of a case. For instance, you could sign up at the website Online Verdict. If you’re chosen by an attorney, you’ll get a case file to review, and you’ll offer your feedback. You’ll later receive a check in the mail between $20 to $60, depending on the complexity of the case and the time expected to answer questions (generally between 20 and 60 minutes). You need to be 18, a U.S. citizen and not a felon.

Other websites to check out: ejury.com, jurytest.net and jurytalk.com.

Get paid for testing websites. You’re probably going to notice a trend with making extra money online. You often don’t make a lot of money. Still, you may want to check out User Testing. You get paid $10 for about 10 to 20 minutes of work, doing various tasks you’re told to do, like visiting a website and clicking through different pages, often voice recording what you like and dislike about the site.

Other websites to check out: testingtime.com and userfeel.com.

Take some online surveys. Swagbucks is probably the most well-known of these websites. You take surveys and watch videos in exchange for points that can be redeemed for gift cards or cash sent to you via PayPal. But before you get too excited, nobody seems to get much through Swagbucks or any of the websites listed below. When you have bloggers writing that they’re earning $5 gift cards through these sites after a month of taking online surveys, well, you begin to get the picture. Still, it may be worth trying.

Other websites to check out: mysurvey.com, i-Say.com and opinionoutpost.com.

[See: How to Invest in Dividend Funds.]

Get some passive income. Nielsen, the company that measures TV ratings for networks, also analyzes internet use, and if you’re willing to download its Nielsen Computer & Mobile Panel app, you can earn up to $50 a year for just surfing the web online like you usually do. You may want to note, “up to $50 a year.” You may not earn that much. Still, all you have to do is download the app and not mind the company knowing what websites you go to and how long you’re there. Nielsen’s website promises the information won’t be used to sell or market products to you, and you can earn entries into the company’s sweepstakes and possibly win cash prizes.

Other websites to check out: You could look at some online brokerages and have money automatically withdrawn from your bank account to be invested into annuities or money market funds. It may not seem as much fun as filling out a survey, or getting paid to surf the internet, but it is a way to make passive income.

Complete simple tasks for money. Mechanical Turk is a website where you can sign up and do simple tasks, like data entry or other menial work, for money. It’s also part of the worldwide machine known as Amazon.com. Generally, users report making pennies for many of these tasks, but some bloggers claim to be making a couple hundred dollars a week. Obviously, it depends on how much time you’re willing to put into doing the work that’s available.

Other websites to check out: You may want to look up EasyShift, although earning any money means leaving the computer. You download their app and find easy tasks to do and get paid for, but the tasks involve you leaving your home and going shopping. For instance, you might be asked to go to a nearby supermarket and take a photo of how the store stocks a certain brand on the shelves. Bloggers report the website pays around $2 to $5 for most tasks, with a bit more if the task is more complicated. Still, if you were going to the store, anyway …

[See: 10 Money Mistakes New Grads Make.]

Make some videos and get money for it. You could be the next YouTube star — or an Amazon star, ever since Amazon Video Direct came along a little over a year ago. Now, this is harder than it looks, but some people manage to make money without leaving their computer or going far from it. They post videos of themselves simply being engaging with the camera; explaining a challenging concept or providing entertainment. People watch, and you get paid. But it’s harder than it looks because a lot of people need to watch in order for you to make any meaningful money. For instance, with YouTube, if you set it up so that advertisements can be watched before your videos, you’ll earn $1 to $3 for every thousand views. Even if you have a thousand friends or people who follow you on social media, and if all of them watched one of your videos, that may only be three bucks. How are you going to convince another thousand people to watch your video? And another thousand? Unless you can quickly build a brand for yourself, this won’t be very profitable.

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6 Ways to Make Money Online originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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