The slow pace of summer makes it a great time to perfect your credit score.

That’s right. A perfect credit score is far more attainable than you might think. In fact, more than 1 in 7 people already have a perfect score, according to WalletHub data.

That’s because there’s a difference between the highest possible credit score and perfect credit. The standard credit score range goes from 300 to 850. But anything from 800 and up can be considered perfect credit, according to many credit experts. And there’s a simple reason for that: Once you hit 800, increasing your credit score won’t help you save money on financial products.

[See: 12 Simple Ways to Raise Your Credit Score.]

In addition to the 15 percent of people who already have perfect credit, according to WalletHub data, another 14 percent are in shouting distance with credit scores in the 750 to 799 range. If you’re in that group, or even just the 700-plus club (43 percent in total), it’s entirely possible to perfect your credit by summer’s end.
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Why Perfect Credit is a Realistic Summer Goal originally appeared on usnews.com