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The Hidden Victims of the Opioid Epidemic

America is experiencing one of the most concerning epidemics in its history. Opioid-abuse issues are reaching pandemic levels. In fact, over 10 million people reported non-medical use of these drugs in 2014. The following year, 33,000 deaths were attributable to opioid abuse. The risks to users are clear but the collateral damage — which is also worrisome — is much less apparent.

Take, for example, the recent story that made national headlines. A 5-year-old boy awoke to find both of his parents unresponsive on the floor. He ran two blocks to his grandfather’s home, declaring his parents were dead. The grandfather called 911, and they raced back to the home. The father was reportedly responsive after one dose of naloxone, used to treat opioid overdoses, but after seven doses with no response, the mother was transported to the local hospital. During a search of the home, the boy’s 3-month-old sister was found in the car, screaming in her car seat. Tales like this one are becoming more mainstream, with images going viral of children in cars while their parents are unconscious from drug use.

[See: 4 Opioid Drugs Parents Should Have on Their Radar.]

Children of opioid abusers suffer in many ways. Infants are often born addicted, a phenomenon known as neonatal abstinence syndrome, or NAS. In fact, in 2012, one baby with NAS was born in the U.S. every 25 minutes, a statistic that quadrupled in a 15-year span. Every day, babies are admitted to neonatal care units suffering from NAS.

Picture a newborn, 7 pounds and hours old, exhibiting all kinds of symptoms: tremor, irritability, sleep issues, excessive or high-pitched crying, increased muscle tone and reflexes, seizures and yawning among other signs. The treatment requires prolonged stays in neonatal care units lasting weeks to months, as well as drug weaning using morphine and methadone. These babies cannot tolerate stimulation and generally cannot be cuddled or loved. That’s not the way we would expect little ones to enter the world.

[See: 10 Interesting Ways to Volunteer at a Hospital.]

The societal costs of stories like these are also significant. For most people addicted to drugs, use can lead to increased episodes of domestic violence, poor self-esteem and loss of life. Overdose is only one cause of death in these parents. Violent death from drug deals gone wrong and infections from needle use such as hepatitis C or HIV can lead to deaths.

If not death, the potential for abuse and neglect of children is widespread, leaving children functionally without their parents anyway. The opioid crisis has caused more children than ever to be placed into the foster care system. In 2015, 428,000 kids were known to be in foster placement. Add to that those placed with relatives or who are still in abusive or dysfunctional homes but not formally in the system, and the estimate is probably more like 2.5 million children are in foster care — or should be removed from their parent’s homes. Of all these cases, about a third of children are removed for substance abuse by parents and 18 percent of these kids are less than a year old. What’s more, the epidemic, just like most others in history, has epicenters, with five states responsible for 65 percent of the increase seen in children needing services: Arizona, Florida, Georgia, Indiana and Minnesota.

Given all of these statistics documenting the tragedy that stems from opioid abuse, it seems we should have a handle on the situation, including a solid plan of attack. Rather, it appears almost the opposite is happening: Efforts to date have actually worsened the situation rather than tempered the opioid epidemic.

The Drug Enforcement Agency, or DEA, actually predicted the issue with some certainty. The U.S. is responsible for about 80 percent of the world’s opioid consumption. In 2015, nearly 300 million pain prescriptions were written and filled, resulting in a $24 billion market. In an effort to put the squeeze on this drug use, new laws were enacted to limit the pain medication prescriptions that could be written.

These regulations are substantial and were embraced by the medical community. Yet the abuse rages on. Why? Out of the attempts to control the epidemic, there have been several unanticipated consequences, including substitution of heroin for the previously prescribed opiates. The unfortunate fact is that heroin is extremely addictive and frequently overdosed. Lots of additional high-risk behaviors are associated with heroin use such as needle sharing, sex for drugs and high-risk interactions with dealers. These contribute to additional fatal infections and violence.

Prescribed opioids such as Vicodin and Oxycontin are hitting the black market and synthetic drugs that are illicitly manufactured, such as fentanyl, are increasing. These designer drugs and heroin have increased 426 percent since 2014 and deaths have increased by 79 percent. Despite the best efforts by the DEA and medical community, not only does the abuse go on, it is getting more dangerous.

How can we even begin to fight abuse of pandemic proportions? The answers are neither easy nor inexpensive. Several steps have been enacted, some of which, like needle exchange programs, make society feel uneasy. Perhaps we need to re-evaluate the prescribing of opioids to put in a better weaning program and avoid the substitution with heroin. Lastly, maybe health care reform needs to take a good hard look at covering addiction treatment programs. Maybe these things will work; possibly not. But we have to try something.

[See: How Social Workers Help Your Health.]

So, back to our 5-year-old and his baby sister. They should wake up every morning with someone to get their cereal and make sure they have their shoes on and their backpack ready for school. They should be able to look to their parents as role models, people who show them how to grow up and be productive citizens. Instead, they may be destined for a life in the system, haunted by the visual of waking to parents they were certain were dead and a frantic dash for two blocks for help. Until perhaps they begin to use heroin and the cycle repeats itself. We count on every generation doing better than the one before — will that be in the form of even more accomplished addicts? If that is not where we want to end up, we have to find a way to stop the merry go round. Right now.

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The Hidden Victims of the Opioid Epidemic originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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