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5 Top Boston Shopping Spots — Locals’ Picks

Whether you’re looking for a Prada suit or a handmade souvenir, Boston has you covered. While the Back Bay has the lion’s share of shopping opportunities, with the Prudential Center, Copley Place and trendy Newbury Street, there are plenty of other areas to shop, including the North End and South End. For bargain shoppers, it can be worth planning a day trip to the Wrentham Village Premium Outlets. Here are what local experts recommend.

Newbury Street

“Newbury Street has the best shopping in Boston, hands down,” says Julianne Boyle, concierge at The Ritz-Carlton, Boston. “From the top of the street by the [Boston] P ublic Garden all the way down to the Prudential Center shopping arcade, you’ll find a boutique, cafe or highly rated salon every step of the way.”

Located in the Back Bay, Newbury Street offers a wealth of shops, restaurants, salons and cafes, and once the warm weather begins, it’s a popular spot for outdoor dining.

[Read: The Best Hotels in Boston.]

Kim Weeks, guest ambassador at the Kimpton Marlowe Hotel, says, “For strolling, obviously Newbury Street, which is mostly just beautiful stores with a good amount of cafes and restaurants along the way so you can stop for a break. On a sunny weekend, it’s beautiful to walk up and down Newbury Street. Also, sometimes in the summer, they’ll close down the street to cars and put out booths, games and seating, so it’s a huge pedestrian walkway, which is very nice, and very European.”

Prudential Mall and Copley Place

Sara Flight, director of public relations at Mandarin Oriental, Boston, says, “For high-end shopping, definitely Newbury Street, Copley Place and the Prudential Center in the Back Bay.”

The Prudential Center, located on Boylston Street, is a giant multiuse building, which houses offices, restaurants, the Skywalk Observatory and an indoor shopping complex. Dozens of stores, including big names like Lord & Taylor and Saks Fifth Avenue, sit alongside shops like Papyrus and Sephora.

The “Pru,” as locals call it, is connected to Copley Place, another (completely separate) upscale mall, via a glass walkway. Shoppers at Copley will find high-end stores like Neiman Marcus, Louis Vuitton, Tiffany & Co. and Jimmy Choo.

The North End

Boston’s Little Italy is widely known for its food scene, with dozens of Italian restaurants, cafes and markets, as well as for its historic sites, including the Paul Revere House and the Old North Church, but those aren’t its only charms. Suzanne Wenz, director of marketing communications and PR at the Taj Boston and Boston Park Plaza, says, “For specialty gifts and boutiques, the North End has some really lovely shopping, like Shake the Tree or In-jean-ius.”

[Read: 5 Great Boston Neighborhoods to Explore.]

Shake the Tree, which has been in the North End for more than 20 years, has a unique collection of items, including clothes, handmade jewelry, home goods, craft cocktail supplies and cookbooks. If you drive there, the Salem Street shop validates parking at a nearby garage ($3 for three hours). In-jean-ius, also a longtime fixture and located on Hanover Street, sells more than 30 brands of jeans, plus T-shirts and accessories for women. These are just two examples of what shoppers will find in this neighborhood, which is always fun to explore.

SoWa Open Market

Christine Morris, The Boston Globe’s travel editor, says, “In the spring and summer, go to the SoWa market. Small vendors are selling cool things. It’s definitely a hipster market, with vintage goods and plenty of food trucks.”

Now in its 14th season, the SoWa Open Market (SoWa stands for south of Washington Street), is a seasonal weekend event in the South End, featuring local artists, farmers, chefs, breweries and performers of all kinds. The South End has long been a hot spot for local artists, and the market brings many of them together in one place. There are at least 150 vendors selling everything from paintings to clothing to jewelry. Food trucks set up shop, and there’s a beer garden and a farmers market, too.

The SoWa Open Market is open Saturday and Sunday from 10 a.m. to 4 p.m. during the warm-weather months.

Wrentham Village Premium Outlets

Located about 40 miles south of Boston, Wrentham Village Premium Outlets is an enormous outdoor shopping center, with more than 170 brand-name stores in one spot. Visitors don’t need a car to get there, as there are reasonably priced buses that run back and forth between Boston and the outlets.

[Read: 10 Boston Bars Locals Love.]

Boyle says, “The Wrentham Village Premium Outlets are perfect for bargain hunters. While the outlets are a bit farther away, the city offers affordable transportation to and from the outlets. Shoppers enjoy 25 to 65 percent off designer and name brands, including Coach, Restoration Hardware, Nike and Polo Ralph Lauren.”

Weeks agrees, saying, “If you’re looking to go all out, Wrentham Village Premium Outlets are highly recommended for a day trip.”

To experience more of what Boston has to offer, check out the U.S. News Travel guide.

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5 Top Boston Shopping Spots — Locals’ Picks originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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