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6 Tips for Friends and Family in Support of a Veteran’s Job Search

The only role almost as stressful as being a job seeker is that of a loved one supporting them. Family members and friends may recall the challenges of providing support for a deployed service member during active or reserve military service. While a civilian job search may not be as worrying from a fear of physical harm, it can offer unique emotional trials, especially since the roles and requirements of the job search supporter can be less clear. A careful consideration and understanding of the best ways to be helpful, therefore, will go a long way to smoothing the processes for job seekers and supporters alike. Six tips will help direct the friend or family member into activities that are the most productive and helpful.

[See: 10 Ways Social Media Can Help You Land a Job.]

Collaborate With Job Search Planning

A good job search campaign will have a clear objective that derives from the veteran’s diligent work in self-understanding and goals. It is vital that a spouse or significant other have input and buy-in for that plan. After all, a spouse may be making career and life decisions of his own to support his wife’s career decisions as she transitions to civilian life. It is both fair, prudent and reasonable that both agree on the major trade-offs like location, lifestyle, finances and other stresses.

Encourage Clarity of Thought

The anxiety brought on by job search can be such that the job seeker may engage in decision-making that is counterproductive or even harmful. For example, a veteran may try to talk themselves into a role that is patently unsuitable with their goals and abilities out of the sheer panic of “needing a job.” A veteran, who left a promising military career because he did not want to “miss his children growing up,” will not be pleased with a sales or executive position that requires four days per week on the road. It is perfectly justified for the loved one to remind the job seeker of the original objectives of the search in a firm but sympathetic manner.

[See: The 25 Highest-Paying Jobs That Don’t Require a College Degree.]

Schedule Regular Update Meetings

It may sound unduly formal, but many couples report that having a weekly or biweekly sit-down meeting will help keep each other informed regarding the job search progress. Most job seekers dread the daily “How was the search today?” question especially on a day that may have produced little advancement or even disappointment. The job search process is always an emotional roller coaster. One moment the job seeker may feel like he has more opportunities than he can manage. The next, he may feel like a complete “loser” with no hope or prospects. By formalizing the meeting to once or twice per week, the couple can continue with their regular lives the bulk of the time and leave the career talk to concentrated bursts of engagement. The regularity and relative formality also act as a form of discipline for the job seeker to organize and present his or her progress in the context of the plan. Just the act of preparing for this meeting will have a beneficial impact on the job search itself.

Be a Brainstorming Partner

Since the most effective job searching outcomes usually derive from networking, the friend or family member can offer support by leveraging her network as well as the primary job seeker’s. Being observant about social details, including where people work and whom they know, are essential building blocks of an informational interview networking plan. It also allows the spouse or relative of the job seeker to sink their teeth into a concrete problem like “Who do we know who works in logistics at X Corporation?” rather than just worrying without purpose.

[See: 8 Ways Millennials Can Build Leadership Skills.]

Do Not Nag; Provide Accountability

Job search is taxing and even the most skilled employment seekers can procrastinate or suffer from call avoidance. No one likes to be nagged by a family member or friend, but some people need the accountability of a third party to maintain the discipline of the job search process. This does not mean that the person should harshly judge the job seeker, but focusing on goals and outcomes can help the veteran stay on track. Diplomacy and tact are critical in this sense since most job seekers experience delicate egos during the job search process, but accountability is necessary.

Be a Normal Friend

The last tip may seem obvious but, in many ways, it is the most critical. Job seekers need exercise, recreation, fun and even hugs. The toughest combat veteran needs to know that he or she is not alone, that someone “has their back” and loves them unconditionally. There is a reason why Marine and Army infantry doctrine calls for two-man fighting holes in land combat defense. Job search is a lonely process but a well-supported individual acting as part of a team can accomplish more than a lone wolf.

Many veteran family members in part look forward to the transition from military life so that they can stop playing the role of the dependent supporter and live a more normal life. It can be a surprise to learn that their support is now more important than ever. Follow these six tips and the veteran lucky enough to have the love and support from a family member or friend will be well on the way to a bright future.

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6 Tips for Friends and Family in Support of a Veteran’s Job Search originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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