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A Lesser Known Advanced Directive: ‘Do-Not-Hospitalize’

Toward the end of life — particularly for some frail, older individuals with chronic conditions — hospitalizations can become more frequent.

While commonly these admissions are warranted, experts say, in some cases they don’t improve comfort and can instead be stressful, expose patients to more tests and procedures and, while possibly nominally increasing the length of a person’s life, not improve their quality of life.

For that reason, some, particularly nursing home residents — as part of advanced care planning — now seek to reduce hospitalizations. Though the number with Do Not Hospitalize orders is still small, a recent study finds the orders may be helpful to prevent unwanted hospitalizations.

The research, published in March in the Journal of Post-Acute and Long-Term Care Medicine, evaluated nursing home residents in New York, including those with dementia. It found that overall, 6 percent of residents had DNH orders, and those individuals had significantly fewer hospital stays — 3 percent, compared to 6.8 percent for those without the orders — in the last 90 days. Residents with dementia who had DNH orders also had fewer hospital stays, at 2.7 percent, compared with 6.3 percent who didn’t. Put another way, the researchers noted those without DNH orders were more than twice as likely to be hospitalized.

[See: 6 Ways to Protect Yourself Against Alzheimer’s and Dementia.]

To be sure, a Do Not Hospitalize order typically isn’t an absolute direction not to hospitalize under any circumstance — though it could be. It’s usually more nuanced, aiming to reduce hospitalizations rather than prohibit them outright. “It’s very much a misunderstood direction,” says study co-author Yuchi Young, an associate professor of health policy management and behavior at the University at Albany School of Public Health in Albany, New York. “You can give a direction, say, do not send me to the hospital except if I have profuse bleeding, or if I have severe pain,” she says. “You can have the exceptions written down in your Do Not Hospitalize order.”

Experts say it’s critical to have conversations in advance, while patients are still able to convey their wishes, particularly in cases where patients have some idea of the long-term trajectory, or stages, of their disease — like with dementia caused by Alzheimer’s disease. DNH orders can be made in many states in Physician Orders for Life-Sustaining Treatment, or portable medical documents designed to increase the likelihood that the wishes of those suffering from serious illness or frailty regarding medical treatment are followed. (These orders go by various names ranging from POLST to Medical Orders for Scope of Treatment and Physician Orders for Scope of Treatment.)

“I think it’s very important for people — especially with dementia — that they can decide their preference in the future,” says Taeko Nakashima, a visiting assistant professor at the University at Albany and adjunct assistant professor at Rutgers University, who led the research on DNH orders published in the Journal of Post-Acute and Long-Term Care Medicine.

[See: 7 Red Flags to Watch for When Choosing a Nursing Home.]

That could also be done in a living will or advance directive. However, some research finds this approach may be less effective than having an updated order signed by a health provider in ensuring patients’ wishes regarding care they receive are followed in the event of a medical crisis.

It’s also important to be specific in outlining care preferences. “Even when advance care plans are present,” the researchers note, citing a previous study, “the directives often contain vague or inconsistent language that may lead nurses and physicians to fall back on a default pattern of always hospitalizing a patient when a problem arises.” That’s why legal and medical experts recommend in-depth, ongoing conversations between individuals, families and medical providers to plan for the future and make updates or changes to directives as needed.

“When we think about advanced care planning … whether it’s a feeding tube or whether it’s hospitalization or whether it’s resuscitation, the whole goal is that we make sure that we give people the care that is right for them, and that is aligned with their values and goals,” says Dr. Rebecca Sudore, professor of medicine in the division of geriatrics at the University of California, San Francisco, where she also directs the Innovation Center in Aging and Palliative Care. Along with making advanced care decisions explicit and specific, the reasons for a person’s end-of-life preferences should be shared with clinicians, so they’re able to advocate for treatment that aligns with that person’s values and goals.

[See: 11 Things Seniors Should Look for in a Health Provider.]

While it’s important to be educated about all advanced care options, experts say, a DNH order may not be appropriate for many, including some nursing home residents. Often a hospital may be the optimal place for a patient to receive treatment for particular health issue; and while some nursing homes may be well-equipped to help patients manage pain, for example, others may have more limited resources and need to rely more on hospital transfers to provide adequate care.

As with any advanced care planning, determining whether to have a DNH order couldn’t be more personal — and no one decision is fitting for all. “This is a very individual decision,” Sudore says.

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A Lesser Known Advanced Directive: ‘Do-Not-Hospitalize’ originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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