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Severe storms threaten central US; trucker dies in Oklahoma

SPUR, Texas (AP) — A storm system blamed for the death of a truck driver in Oklahoma barreled eastward Wednesday, generating a tornado in Houston and threatening additional bad weather in the central United States.

The day after three storm chasers died in a collision as they raced toward a tornado-warned storm in West Texas, the Storm Prediction Center said 17 million people from Missouri to Louisiana risked seeing twisters, hail and high winds on Wednesday. An even greater threat exists Thursday in northern Mississippi and western Tennessee.

The National Weather Service said a tornado with winds between 60 and 110 mph (100-175 kph) struck an apartment complex in southwestern Houston on Wednesday morning, damaging carports, windows and roofs. No injuries were reported following the tornado, rated as an EF-0 or an EF-1 on a six-level scale of tornado damage. Later Wednesday, damaging winds knocked a shipping container on a truck, injuring two near LaPorte, 20 miles (32 km) east of Houston. The Port of Houston said it didn’t know if a tornado was to blame.

Late Tuesday, storms struck Oklahoma and northern Texas with tornadoes, tennis ball-sized hail and powerful winds. Roofs and walls were ripped away early Wednesday from homes in Rockwall, northeast of Dallas, and the city’s mayor, Jim Pruitt, said one person suffered non-life-threatening injuries.

Tornado watches were posted Wednesday evening from the Kansas City area southward to the Gulf Coast. The Storm Prediction Center in Norman, Oklahoma, predicted “an active severe weather event” Thursday from New Orleans to Cincinnati, with the worst between Memphis and Nashville, Tennessee.

In Oklahoma, a truck driver was killed Tuesday night after strong winds pushed his rig off the interstate in El Reno, outside Oklahoma City, according to the Oklahoma Highway Patrol. Forecasters confirmed a 95 mph (150 kph) wind gust in the area when the crash occurred.

In Texas, the three storm chasers — including two who were contractors for The Weather Channel — were killed in a collision at a remote intersection near the town of Spur, about 55 miles (90 km) southeast of Lubbock.

The channel said in a statement that Kelley Williamson and Randy Yarnall were “beloved members of the weather community” who had worked as contractors for the channel. The Texas Department of Public Safety said the two died Tuesday along with another storm chaser, 25-year-old Corbin Lee Jaeger of Peoria, Arizona.

Williamson and Yarnall were both from Cassville, Missouri.

Department of Public Safety Sgt. John Gonzalez says a Chevrolet Suburban driven by Williamson ran a stop sign and slammed into a Jeep driven by Jaeger. Yarnall was a passenger in the Suburban. All three were killed instantly. Tornadoes had been reported nearby at the time of the crash and heavy rain had been reported in the area.

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This story has been corrected to show that Corbin Lee Jaeger was the driver of the Jeep involved in the fatal wreck Tuesday that killed three storm chasers in West Texas. Randy Yarnall was a passenger in the other vehicle.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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