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College Seniors: Score a Job During Your Last Month Before Graduation

Spring semester is winding down, and you still haven’t landed a job. The horror! But it’s not too late for college seniors to position themselves for a post-graduate job. The key is to take advantage of on-campus resources while they’re still available.

Here’s how to find a job in your last month of college.

1. Don’t freak out. When it comes to the job search, “if you have not started the process yet, take a deep breath, make a plan and get going,” says Lynn Hansen, executive director of career services at the University of Central Florida. “It’s never too late to get started.”

While you missed fall employer recruitment visits, there’s still time to find a job, experts say. In fact, many smaller and midsize companies don’t have the manpower or time to recruit new graduates in the fall and are likely still looking for new hires. And there are always employers who fill jobs on a rolling basis, recruiting for positions only when they’re being vacated. Those employers may offer late spring job opportunities as well.

[Read: 10 Experts Share the Best Career Advice They Ever Received.]

2. Head to the career center. You may not be within spitting distance of your on-campus career office much longer, so schedule a meeting with a counselor there. Seriously. Do it now. This time of year can be busy, and the center may not be able to accommodate you right away.

Career advisors can help you format your resume, identify potential employers and practice interview answers. But they’re not miracle workers. “If this is the first time you’ve talked to someone, and you haven’t done what you needed to do to be competitive, there’s only so much we can do to make that resume look good,” says Keri Burns, director of career services at the University of West Georgia.

3. Expand your search. If you don’t have family obligations tethering you to home, look to a more robust job market elsewhere. “This is the time of your life — if you don’t have anyone depending on you — it’s one of those final years where you can live anywhere in the world or anywhere in the country,” says Liz Wessel, CEO and co-founder of WayUp, a job search site for students.

Students also sometimes stall their searches by focusing on out-of-reach companies or stratospheric job titles. “Keep your options open,” Burns says. “Don’t look at titles, but look at responsibilities.”

[See: 10 Things Your Mom Didn’t Teach You About Job Searching.]

4. Lock down social media. That keg-stand picture may have impressed your fraternity brothers, but it won’t wow your future boss. When it comes to your social media profiles, “hiring managers are looking at those,” Burns says.

Do a search to determine what’s available to the public — sites like Spokeo.com and Pipl.com can help you dig even deeper into the search results — and lock down anything you wouldn’t want your future boss to see.

5. Consider an internship. If a full-time job isn’t materializing, or you lack the professional experience to land one, consider taking an internship directly out of college.

Yes, internships are a luxury for some students, especially when they aren’t paid. But even working part time on top of a career-focused internship can help students earn money while getting a foot in the door and bulking up a slender resume. Plus, it could translate into a full-time gig since employers often hire standout interns.

[See: 8 Ways Millennials Can Build Leadership Skills.]

6. Take advantage of your student status. While you’re still on campus, reach out to professors and advisors for recommendations and job advice. Your classmates and dorm-mates can be helpful, too. Have a study buddy who landed an envy-inducing internship last year? Ask him or her for the inside scoop on applying to and interviewing with that company.

If you’re interested in asking a career idol or professional mentor to grab coffee and offer career advice, make the call while you’re still a student, experts say. “There’s something key about still being in student status,” Hansen says. After graduation, she says, that professional will no longer see you as a bright, eager student. Instead, he or she might just perceive you as an unemployed young person and might be less inclined to help out.

The bottom line is that there are loads of steps you can take to move along your job search. But make sure to take advantage of your soon-to-expire on-campus resources before you return home. Says Burns: “Don’t freak out, but start now.”

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College Seniors: Score a Job During Your Last Month Before Graduation originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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