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5 Places to Experience African American History and Culture

Established by historian Dr. Carter G. Woodson, “Negro History Week” was launched in February 1926 to raise awareness of African Americans’ contributions to civilization. It grew in popularity and political importance for decades, until it was expanded to Black History Month in 1976; today, February is officially National African-American History Month. And at this time each year, we honor the contributions and sacrifices of African Americans throughout our history, and commemorate five cities where black lives not only matter — they define our historical and cultural landscape.

Boston

Boston‘s recognition of black culture dates to March 5, 1770, when Crispus Attucks, a free black, was the first of five colonists to die in opposition to British injustice. Re-enactments of the Boston Massacre — an event credited with inspiring the American Revolution — take place outside the Old State House on the Freedom Trail each March. Families can drop by the Museum of African American History on Beacon Hill to pick up the Museum’s Black Heritage Trivia Kit or join a free ranger-led tour of Beantown’s 1.6-mile-long Black Heritage Trail, which includes America’s oldest black church, the African Meeting House and more than 20 pre-Civil War homes, churches, businesses and schools.

Indianapolis

Indianapolis, home to electric car-sharing stations as well as extensive bike paths, is at the forefront of many social issues. At the famous Children’s Museum of Indianapolis, the largest in the United States, “The Power of Children” exhibit features the stories of Anne Frank, Ruby Bridges and Ryan White — kids who fought the prejudices of the Holocaust, racism and living with HIV/Aids — in a thoughtfully designed space that engages visitors of all ages. The tiny town of Newport (Fountain City) is considered the “Grand Central Station of the Underground Railroad” because the home of abolitionist Levi Coffin — a Quaker who had been persecuted for his religion — sheltered thousands of slaves escaping across the Ohio River. You can role play a runaway slave at the Conner Prairie Interactive History Park, where the interactive experience “Follow the North Star” is led by costumed re-enactors several evenings each April and November for visitors 12 and older.

Kansas City, Missouri

As the nation’s second-largest railway hub, Kansas City has always been a Midwest melting pot. The first Africans to settle here in 1719 were French slaves from Haiti, but free blacks also found their way to Missouri according to the Black Archives of Mid-America, a research institution based in Kansas City. The black migration continued with Exodusters (freed slaves escaping the South after the Civil War). By 1900, a black merchant class that included 85 tailors and seven nightclubs among other businesses, blossomed in the 18th and Vine Jazz District, now home to the Negro Leagues Baseball Museum and the American Jazz Museum. At each of these remarkable institutions, guides bring to life the story of segregation — black teams played for white audiences, just as the greats of jazz and blues music did. And in 1930, sweet and spicy versions of a distinctive barbecue sauce came from the kitchen of what would become Arthur Bryant’s, a funky joint that would garner attention from barbecue enthusiasts, celebrities and presidents.

Memphis, Tennessee

On April 4, 1968, Dr. Martin Luther King Jr. was assassinated while getting some fresh air on the balcony of his room at the Lorraine Motel. A Memphis landmark dating back to 1925 (Cab Calloway, Count Basie, Nat King Cole and Aretha Franklin all graced its halls), it now houses the National Civil Rights Museum. With decades of memorabilia, exhibits on equal rights around the world, an extensive film collection and new interactive displays, it’s easy to devote an entire day here. But don’t miss a chance to savor Memphis’s world-renowned musical scene. The WC Handy Memphis Museum is often called the “Father of the Blues” home. Meanwhile, the Memphis Rock ‘n’ Soul Museum and Stax Museum of American Soul Music track the rise of soul music in popular culture. Plus, the movement inspired Memphis’s favorite son, Elvis Presley, whose home at Graceland is one of this city’s top attractions.

Washington, District of Columbia

The nation’s capital is a city of multicultural firsts that are fun and free to explore. Start off your visit with the Cultural Tourism DC’s “Civil War to Civil Rights” walking map at The Willard Intercontinental Hotel, where Lincoln spent the night before his inauguration, and Dr. King wrote his “I Have a Dream” speech. Then, explore top African-American cultural sites, like the 30-foot-tall, $120 million Martin Luther King Jr. Memorial along the Tidal Basin, the first D.C. monument dedicated to a person of color, and the African American Civil War Museum. Other can’t-miss activities include viewing the original Emancipation Proclamation at the National Archives, exploring Frederick Douglass’s home and relaxing over a chili dog at Ben’s Chili Bowl, a landmark known for its storied roots and famous clientele, including iconic performers such as Nat King Cole and Ella Fitzgerald.

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5 Places to Experience African American History and Culture originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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