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2 Phrases Currently Sabotaging Your Resume

If you’re looking for an easy way to make sure your resume is up to par, look no further. A quick scan for the following two phrases will tell you everything you need to know.

But before we get to that, let’s quickly agree on one key point: A resume is not about what you can do, what you’re supposed to do or what you should do, given your professional title. It’s about what you have done — concrete examples of your career achievements.

Most resumes outline specific employment information and then provide a list of three to five bullet point statements for each position held. These bullets are the real meat of the document. They tell people what you did, how you did it and the impact your actions had. Unfortunately, I see a lot of bad practices in this area.

The two phrases below are key indicators that your resume might be working against you. When I see these phrases, I can guess that the resume in hand will be one of two things: a bland restatement of a job description or a generic list of skills that the writer may or may not possess.

In either case, these phrases are warnings that revision is probably needed. Take a peek and then check your resume. If needed, take some time to rework your bullet points.

1. “Responsible for…” This phrase is a neon sign that tells the reader you’re listing job duties and not accomplishments. For example, consider this resume bullet point: “Responsible for completing monthly inventory audits.”

Reading this bullet point, few recruiters or hiring managers would be impressed. In fact, it might have them scratching their heads. You were responsible for it, but did you actually do it?

Instead of focusing on the task, why not focus on how you did that task in an exceptional way and achieved something special for the organization?

Perhaps your audits revealed inaccuracies in the tracking systems, for which you were then able to recommend improvements. Maybe you identified some kind of fraud or recognized a problem with over-purchasing.

It’s also possible that you never encountered any abnormalities at all, and the best you can do is point to your record of timely completion and meticulous attention to detail. That’s okay, too. Include it. Just rephrase the sentence and start it with a powerful action verb.

2. “Ability to…” This phrase suggests that you can do something but it doesn’t actually say you’ve done it. It’s a broad statement that points to a skill but offers no tangible proof. For example, consider the following resume bullet point: “Ability to gain consensus and work well in collaborative environments.”

It sounds lovely but is essentially meaningless. How does the person reading the resume know this is true? He doesn’t. You’re asking the reader to take a leap and just trust you.

Instead, why not articulate a specific time in which you actually did gain consensus? Or mention a project in which you successfully collaborated with a team. Even better, see if you can identify a specific result that came of that experience — something that positively impacted the organization in some way. Reword the sentence so it starts with a powerful action verb and provides evidence for the skill you claim to have.

If you can’t cite a specific instance in which you successfully used the skill, it’s not something that belongs in the bullet point statements on your resume.

Remember that when revising a resume, the vast majority of your time should be spent on making those bullet point statements really pop. It takes time and effort, but the payoff is well worth it. Remove these two phrases and you’ll be one step closer.

More from U.S. News

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10 Items to Banish From Your Resume

6 Overused Resume Statements to Nix

2 Phrases Currently Sabotaging Your Resume originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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