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Are Processed Foods Getting a Bad Rap?

While I’m all for reducing the excess amount of added sugars and sodium contained in some processed foods in our diet, the concept that all processed foods are unhealthy is far from accurate. Let’s not throw the baby out with the bath water.

Believe it or not, almost all the food you eat, even the foods “made from scratch,” have actually been processed. According to research, any food that has been subject to washing, cleaning, milling, cutting, chopping, heating, pasteurizing, blanching, cooking, canning, freezing, mixing and packaging that alters the food from its natural state is considered a “processed food.” This means the orange juice you pour from the carton in the morning, even though it states that it’s “freshly squeezed,” is actually a processed food.

Processed foods can also include the addition of substances like vitamins. For example, since 1998, the enrichment of grains with folic acid has helped reduce the incidences of certain birth defects, known as neural tube defects, by more than 25 percent. Since neural tube defects can devastate both the brain and spine in babies, they are also a major cause of both death and disability among infants.

Lastly, pasteurizing milk leaves the nutritional components of dairy foods unaffected but improves its safety. Raw milk can contain dangerous pathogens that can cause foodborne illness. According to the Centers for Disease Control and Prevention, the consumption of unpasteurized milk is 150 times more likely to cause you to contract a food-borne illness (food poisoning) and 13 times more likely to have you hospitalized because of raw milk-related illnesses rather than illnesses involving the consumption of pasteurized dairy products. The process of pasteurization reduces the risk of the presence of food pathogens in the dairy products yet leaves the nutritional quality intact.

On the other hand, adding excess amounts of sodium to processed foods for only flavor reduces the nutritional value of the food per bite. Research suggests that as the sodium increases in your diet, so does your blood pressure. Currently, 1 in 3 Americans has high blood pressure, which increases the risk for both heart disease and stroke. More importantly, nearly 1 in 3 of us has pre-high blood pressure. This means our blood pressure doesn’t fall in the “high” category just yet, but it is higher than ideal. These folks are on deck to get high blood pressure down the road. So, even if you don’t have high blood pressure, watching the sodium in the foods you consume is a good thing.

With that in mind, here are my top five foods that are processed but actually healthy for you:

Breakfast cereals. With the push to get more whole grains in the diet, whole-grain breakfast cereals are the easiest way to start your day on a healthy note. Rise and dine to a bowl of a whole-grain cereal, but make sure you read the Nutrition Facts Panel on the label to help keep the amount of added sugars to no more than 8 grams (2 teaspoons of added sugars) per serving.

Canned beans. Beans are an inexpensive source of protein and heart-healthy soluble fiber. Grab the low-sodium canned version, or rinse the beans in a colander under running water to remove 40 percent of the sodium per serving.

Yogurt with vitamin D added. Unfortunately, many Americans are not consuming enough bone-strengthening vitamin D. While milk is routinely fortified with this vitamin, yogurts may not be. Look for yogurts fortified with added vitamin D to reap the benefits of this important vitamin.

Frozen vegetables. This is one of the best-kept nutrition secrets. Frozen vegetables are a nutrition bargain — they’re as nutritious as “fresh” vegetables right off the farm. Since frozen veggies are picked at their peak and immediately frozen to preserve their taste and nutrition, you can count on frozen veggies for a serving of good nutrition right out of your freezer. Read the label to make sure you buy varieties without high saturated fat; sugary, salty sauces; or seasonings added.

Nut butters. All nut butters, such as peanut and almond butters, have been minimally processed into a creamy spread to enable you to enjoy them on your favorite whole-grain breads, crackers and sliced fruits. Nut butters are a good source of vitamin E, which most Americans are falling short of in their diets.

More from U.S. News

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Are Processed Foods Getting a Bad Rap? originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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