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4 Signs That You Are Ready to Quit Your Job

Everyone has discouraging days in the office. Whether you’re feeling overworked, stressed out, fearful or bored, the bottom line is that most opportunities weren’t meant to last forever. No matter what stage you’re at in your career, each position comes with a life span that varies depending on the individual and the circumstances surrounding the work. Once you’ve reached the end of that ride, it’s time to start looking for your next career step if you want to avoid stagnating.

But determining whether it’s just a bad day or you’re really ready for a job change isn’t always easy. How do you know when it’s time to go, and what steps should you take once you’ve decided it’s time to move on? Start by learning to recognize four signs that you may be ready to quit your job.

1. You need more interesting problems to solve. When you first started your job, chances are that you faced many complex challenges and had plenty of new territory to tackle in order to stay engaged. Yet as you’ve mastered your turf, what used to seem exciting may have become expected or routine. In one survey, 76 percent of respondents listed “looking for more interesting problems to solve” as a top reason they would be open to considering a new position in 2016, according to a survey of new members from Seattle-based Anthology, a career matchmaking tool. So, if you find yourself bored by responsibilities that once excited you, then you may be ready for a job change.

2. You feel sick every Sunday night. If thinking about your job has become so unpleasant that it’s affecting your health and well-being, that’s a clear red flag that it’s time to do something else. If you feel panicked or simply sick as the weekend draws to a close, you may have reached the end of the line with your current position. “You should seriously consider making a career change when your job is making you physically ill,” says executive and leadership expert Libby Gill. “It’s not worth it to work at a job that causes you so much stress that it’s affecting your immune system, mental health or overall quality of life.”

3. You don’t feel connected to your company’s mission. When you believe that the company you’re employed at is doing great work, it goes a long way toward career satisfaction. If you’ve lost that conviction in the meaning and mission behind what you do for your company, then you may no longer be a fit for your current role — or any role — there. “The biggest driver of someone starting to be ready to leave their current role is rarely a specific event — a bad one-on-one, a tough meeting, et cetera,” says Tom Leung, co-founder and CEO of Anthology and former senior business product manager at Google. “Instead, it’s a disconnect between the individual and the mission of the company or the problems that individual is tasked with solving. Usually, that’s the first step and then a specific tipping point event occurs, which causes the individual to start wondering, ‘Maybe this isn’t the best place for me.'”

4. Your mind is somewhere else. In some cases, you may already know that your job isn’t right for you. You might have a very clear vision of the type of role that you want — and you’re not currently in it. “If you’re constantly thinking about what you’d really like to be doing instead of what you actually are doing, then a career change may be in order,” Gill says. She adds that before you jump ship, you should look around internally to see if there is a job (or a boss) you’d prefer to your current one. “Often, there’s a great job just a few cubicles away if you take the time to network,” Gill says.

As tech companies, such as Anthology and LinkedIn, make it easier for employed people to remain “in play” on the job market, the bar for passive job search has come down dramatically. “We see this trend continuing in the future, such that an individual may not be planning to make a move, but when they are able to see a really great opportunity that’s a much better fit for their career than their current job, they are in a position to act on it,” Leung says. “Whereas a few years ago, they might never have even known about such an opportunity because you had to be looking to learn about them.”

Leung added that his company has noticed a trend where people who may be content in their current roles still want to be informed about what else is out there. Says Leung: “This ‘continuous background search’ approach is along the lines of maximizing one’s career by being open to the idea that their current job is part of a series of new chapters in their career.”

More from U.S. News

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4 Signs That You Are Ready to Quit Your Job originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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