Skip to main content

Exercising for Your Heart — in the New Year and Beyond

Every New Year’s, millions of Americans make a resolution to exercise. In January, they buy gym memberships, new treadmills and bicycles. By February, those resolutions are often distant memories. As a person who would rather read a book than exercise, I can totally relate. But as a cardiologist, I know the tremendous amount of benefit that exercise can have.

Regular exercise can lower blood pressure, cholesterol, blood sugars and weight. In addition, it lowers your risk of coronary artery disease, heart attacks, strokes and dying. It’s really discouraging that most Americans do not get regular exercise. Also, many who are exercising aren’t doing it effectively to lower their cardiovascular risk.

What most people want to know is how much and how intensely they should exercise to gain maximum benefit. Here is what we know so far: You should get about 2.5 hours of moderate exercise per week. Moderate exercise means that your breathing quickens, but you aren’t panting for breath. Also, you’re sweating. Another way to assess this is by measuring your heart rate. You can buy heart rate monitors these days for a relatively cheap price. You want to aim for about 50 to 70 percent of maximal predicted heart rate, or MPHR. Your maximal predicted heart rate is determined by your age. The formula is 220 minus your age. So if you are 50 years old, then your MPHR is 170. To determine 50 to 70 percent of MPHR, you have to multiply by 0.5 (50 percent of heart rate) to 0.7 (70 percent of heart rate). Your heart rate should be between 85 and 119 beats per minute for moderate activity. Some people will find this too easy. If you do, for more vigorous exercise, you can raise your heart rate range between 70 and 85 percent of MPHR. For our 50-year-old patient, that would be around 119 to 144 beats per minute. If you’re doing vigorous exercise, you need to exercise 75 minutes a week. For patients who haven’t been exercising at all, it’s important to start slow. Often patients push themselves, they get injured and then they quit exercising all together.

Also, it’s really important to find exercises you like to do. If you hate the treadmill, then please pick something else. The best exercise is the one you will continue to do without quitting. Some people want to walk, others want to swim. It does not matter as long as you do it and do it continuously at a moderate or vigorous pace. Change up your exercise routine, too, so that you don’t get bored. In addition to aerobic exercise, as we get older it’s important to improve our strength and balance. Light weight training, yoga, tai chi and Pilates are great ways to achieve these goals.

It’s important that we make exercise routine in our life. If it’s not routine, it will eventually fall away from your schedule, and exercise will be something you think about but don’t do. Try to make exercise as easy and convenient as possible. You don’t have to go to a gym, buy a treadmill or spend a lot of money to exercise. Also, try to exercise in spurts. If you can’t exercise 20 minutes at a time, try to exercise 10 minutes in the morning and 10 minutes at night. Try to exercise during lunch.

For patients with heart disease, such as those who’ve had a heart attack, bypass surgery or stents put in, the cardiac rehabilitation phase 2 program should be mandatory. Cardiac rehab is covered by most insurance and available to patients who have had a cardiac event. Cardiac rehabilitation phase 2 is a 12-week program, where you exercise three times a week for one hour with an exercise physiologist under physician supervision in a hospital setting. It not only teaches you how to exercise and improve your functional status, it will teach you how to eat, handle stress and quit smoking. It’s a comprehensive program. A good cardiac rehab program will assess your functional status before the start of the program and design an individualized program. This is done so your functional status can be improved throughout the 12-week program.

At Cleveland Clinic’s cardiac rehab program, our patients have an average of 25 percent improvement in their functional status after finishing the program. Moreover, they lower their blood pressure, improve blood sugar and have dramatic improvements in their sense of well-being. The great tragedy is that in the U.S., only 14 to 35 percent of qualified patients ever go to cardiac rehab phase 2. If you had a cardiac event, please ask your doctor if you qualify for a cardiac rehabilitation phase 2 program.

Finally, it’s important to know that it’s never too late to start exercising. If you’ve never exercised, talk to your doctor before you embark on an exercise program, but remember: It’s never too late to start reaping benefits of regular exercise.

More from U.S. News

The 10 Best Heart-Healthy Diets

The 10 Best Exercises You Can Do for the Rest of Your Life

10 Fun Kid Activities for Adult Bodies and Minds

Exercising for Your Heart — in the New Year and Beyond originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
Read Next Story