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Judge the Appeal of Greek Life for International Students

You’ve probably glimpsed the world of fraternities and sororities at U.S. colleges. You might have seen them in a movie, or maybe you have a friend who is in one. They are an American tradition, but prospective international students may be confused as to how these groups work.

The following points can help prospective students learn more about Greek life, as well as its benefits and drawbacks.

At many U.S. colleges, male students generally have the option of joining a fraternity, and sororities are typically for female students. These organizations are commonly referred to as Greek organizations because they typically use two or three Greek letters as their name. Members are referred to as brothers or sisters.

[Learn what surprises international students about joining a fraternity or sorority.]

Only one national organization can have a particular Greek name. These organizations are divided into chapters across campuses in the U.S.

Greek organizations aim to promote common goals. Students who join Greek life make a commitment to further their brothers’ and sisters’ development through college, as well as their own. These groups are mostly social, and help you meet people that share similar interests and beliefs.

[Get tips on how U.S. and international students can become friends.]

One student from Hong Kong, an alum of the University of Illinois–Chicago, told me she joined the international sorority Alpha Kappa Delta Phi during her sophomore year. It helped her network and meet someone new pretty frequently, and she made friends who helped her grow as a person and a professional.

While social Greek organizations are the most common, there are also professional, service, cultural and honors organizations.

Professional organizations promote the interests of particular professions and are generally restricted to your field of study. Honors organizations and societies are typically for those who have received good grades and achieved highly in a particular area of study, and cultural organizations are for students interested in a specific culture, religion or ethnicity. Service organizations are for those keen on helping the community.

There’s often no paperwork involved with joining a Greek organization — it’s typically based around an activity known as “rushing.” Prospective members visit different fraternities and sororities and decide which ones might suit them best. A decision to join a particular chapter should be based on extensive research and connections made with members when visiting the chapter.

After the rush period is over, Greek organizations send out invitations for people to join, known as bids. If you receive a bid from an organization you want to join and you accept, this is known as accepting the bid. This makes you a “pledge,” and gives you the opportunity to learn more about the chapter you joined and determine whether it’s right for you.

Later on, successful pledges participate in an initiation — a formal ceremony for new members.

What Are Some Reasons to Go Greek?

It takes work to find friends in college, and you have to put yourself out there in order to get to know people better. Joining a Greek organization can offer an instant community. The people you meet in your chapter are likely to become your friends for life.

One 2012 study revealed that nearly 40 percent of international students had no close American friends. Joining a Greek organization can help break down that barrier and allow international students to get the full American college experience.

There are also plenty of opportunities for leadership and community service. Greek organizations typically hold fundraisers and other fun activities that draw a lot of people. Plus, members can add those experiences to their resumes.

One of the best aspects of Greek life is the support system. Whenever you’re having trouble with school, work or your relationships, you’ll have your brothers and sisters to fall back on. Some Greek organizations also offer tutoring and academic help.

A Chinese student at the University of Michigan who is a brother of Lambda Phi Epsilon, the largest Asian interest fraternity in the world, pledged during his freshman year. He told me that it was scary starting out in a new country without any friends and family, and he thought joining an Asian organization would help him get to know people without having to worry about cultural clashes or misunderstandings. The organization helped him learn more about his field of study and build relationships. His brothers even pushed him to get his grades up to get into his major.

[Read about ways U.S. colleges work to support international students.]

What Should I Consider Before Joining?

The advantages of Greek life may draw you in — but it’s important to remember that some parts of it can be less attractive.

There are expenses when it comes to joining a Greek organization; many have recruitment fees, house fees and dues, for example. Some of these are optional, but some aren’t. Know if you can afford to join.

And yes, there will be parties — at some chapters, many of them.

Some fraternities and sororities frequently host parties, activities and meetings. It can be easy to get caught up in it all and forget about other priorities. School and other friends and opportunities might slip by the wayside. Make sure you don’t lose focus.

Drinking is a problem on college campuses across the U.S., and can be within Greek life too. You need to decide if you plan to drink in the first place as well as figure out your limits. Also, ask yourself whether you’re a party person. It’s OK not to go to parties, but know that they are typically a large part of Greek life.

As for me, I never joined a Greek organization. It wasn’t a factor for me when I was applying, but Penn State has a significant Greek population. Although I’ve had sororities try to recruit me during the first few months of my freshman year, I wasn’t interested. I simply didn’t want to commit to anything other than my classes because I wanted settle into college life first — at my own pace.

More from U.S. News

3 Ways to Stay in Touch With Family, Friends While Studying in the U.S.

4 Questions to Ask About a U.S. College’s International Community

Avoid 4 Mistakes International Students Make When Traveling Home

Judge the Appeal of Greek Life for International Students originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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