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The Heat Is On: Maximize Your Workout as Temperatures Climb

When I moved my clock forward in March, I bemoaned the lost hour of sleep. But I was immediately cheered by the thought of extra daytime. Daylight savings comes at about the time when I need a change of scenery from the dimly lit, indoor cycling class or noisy gym, and taking my workout outdoors is literally a breath of fresh air.

But depending on where you live, when daylight increases so does the temperature, and along with it, humidity. However, with a little planning, it shouldn’t put too much of a damper on exercising outdoors.

Keep Cool: Your Body’s “Air Conditioning” System

The environment can help or hinder our body’s sophisticated cooling system. Whether we exercise in an air-conditioned gym or outside on a hot day, our muscles generate heat, which must be dissipated to avoid overheating or hyperthermia.

The way our body’s cooling system works is to transfer the heat generated by the muscles to the blood. It’s then circulated to the skin to release the heat, also known as the dry heat exchange, and stimulate sweating (evaporation) to keep the body cool. The cardiovascular system also plays a role in keeping us cool, and in fact does double-duty to assist in our workout. Not only does it pump oxygen to the muscles you’re working, but it also pumps blood to the skin to help dissipate heat.

Let’s face it: Outside is the perfect place to exercise on a cool, dry and breezy day. It’s also easier on our bodies, because it can better facilitate the dissipation of body heat to the environment. However, as summer heats up and the humidity increases, we need to beware of the impact it has on us, and prepare for it.

It is much more difficult for the body to get rid of heat on a sunny and hot day when the high air temperature limits dry heat loss from the skin, and a lack of a breeze only compounds the problem. Additionally, humid conditions make it even more difficult for the body to regulate temperature. Since sweat doesn’t evaporate readily off of our skin on a humid day, it puts a kink in the body’s cooling system.

On these dog days of summer, sweating a lot may be the primary means of keeping our bodies cool. It’s important to keep in mind that the sweat evaporating from our skin’s surface cools the body. While not intuitive when sweat is dripping off our nose, wiping it off with a towel may not be the best idea on a hot day!

Run in the Sun: Training in the Heat

If you’re not concerned about performing at the top of your game in the heat, then by all means head inside to the treadmill and take advantage of climate control. However, if you’re training specifically for a race in late summer, you should be doing the majority of your runs in similar conditions and interspersing indoor training.

In the air conditioning, you’ll have less heat-induced stress on your body, which means you can devote more of your cardiovascular capacity to intense and fast running. It can also serve as a much-needed reprieve on days that are particularly muggy, or when your only time to work out is midday under the blazing sun.

On the days you exercise outdoors, make sure you set performance expectations. When running in the heat, you’ll likely notice — at least at first — you can’t go as far or fast as you would be able to in cooler conditions without expending more effort. Remember, when exercising in the heat, you’re putting more stress on your body and asking your cardiovascular system to do double-duty. So, expect to find working out on a hot day more demanding than in an air-conditioned gym.

The good news is that you can adapt to the summer heat, as long as you give yourself adequate time and training. Like any exercise program, you’ve got to do it regularly and progressively. Spend a few times each week outdoors, and your body will become more efficient at sweating and sending blood to the skin without compromising blood flow to the muscles. While the sweating part might not be ideal for social situations, it’s good for training!

Bottom line: Take precautions when you exercise outside. Your body — and your race time — will thank you.

Here are some tips for working out in the heat:

— Plan to exercise during the early morning or later in the evening when it’s cooler to avoid peak midday heat.

— Get used to the heat gradually by acclimating with regular, short, moderate-intensity workouts over two weeks.

— Check the weather before you go outside, and be prepared.

— Get hydrated by drinking plenty of water at least four hours before exercise. You’ll know you’re hydrated when your urine is pale yellow or straw colored.

— Stay hydrated and keep your body cool by sipping cold water regularly during your workout — either take water with you or locate the water fountains.

— Drink plenty of water after your workout.

— Wear light, loose-fitting and breathable (wicking) clothing to allow the body to dissipate heat and don’t wear hats. Also, expose as much skin as you can to allow maximum body heat loss.

— Don’t forget to wear water and sweat-resistant sunscreen to protect your exposed skin.

— Avoid lengthy warm-ups on hot, humid days.

— Lower your exercise expectations. Decrease your exercise intensity and duration when working out on a hot day, and include longer — or more — rest intervals.

— Exercise with a partner so you can check on each other.

— Listen to your body. Stop and find a cool environment if you experience signs or symptoms of heat-related illness, such as fatigue, dizziness or muscle cramps, clumsiness, headache, nausea or confusion. If your symptoms don’t resolve with rest, fluids and cooling, call 911 or get emergency help.

— Don’t exercise if you are ill, especially if you have a fever, respiratory infection, diarrhea or vomiting.

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Summer Workouts: How to Handle the Heat

The Heat Is On: Maximize Your Workout as Temperatures Climb originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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