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5 Facts About Earning an Undergraduate Degree in the UK

The United Kingdom may be a small country, but when it comes to international students, its lure is large.

The U.K. is the second-largest host of international students behind the U.S., according to the Institute of International Education’s Project Atlas. The country drew 480,000 international students during 2012-2013 — the most recent year for which data were available — with most students coming from China, India and the U.S.

That makes sense, experts say, as the U.K. is home to some of the world’s best universities, rivaled only by the U.S. in terms of quality and prestige.

Prospective bachelor’s students should realize that although the U.K. shares a common language with its U.S., Canadian and Australian counterparts, many aspects of its higher education system are distinct. Here are five facts prospective international students should know about the country’s universities.

[Find out how to tell if you’re ready to earn an undergraduate degree overseas.]

1. The U.K. is a good fit for students who know what they want to study. Before students commit to earning a bachelor’s in the U.K., they need to know whether they want depth or breadth in their studies, says Loren Griffith, director of international strategy at Oxford University.

While in the U.S., students are encouraged to take a variety of courses before homing in on a major, the U.K. requires students to take a deep dive into their subject from the start, he says. “There are lots of students who come to the U.K. or Oxford with a passion for a particular subject. They spend their entire undergraduate career focused on that.”

As a result, students apply for a specific subject at the university, rather than to the university generally, as might be the case in the U.S., says Kevin McCarthy of London & Partners, the official promotional company for London. “If a student wishes to change to a completely different subject to that which they applied for, they will usually need to apply again for the new subject,” he said through email.

2. Students can expect a common application system. Like domestic students, international students can apply through the U.K.’s Universities and Colleges Admissions Service, called UCAS.

While some universities may accept direct applications from international students, that’s not the norm, McCarthy says. He notes a number of U.K. universities also accept the Common Application, allowing international students to apply to U.S. and U.K. universities at the same time.

All UCAS applications will require information about grades and a personal statement explaining a student’s motivation for choosing his or her subject, says Tim Sowula, a spokesman from the British Council, an organization for cultural relations and educational opportunities that provides international students with information about studying in the U.K. Institutions have minimum requirements for English language ability, and some will require an extra exam or interviews, he says.

Before applying, Sowula says prospective students should check an institution’s website or prospectus to find out the requirements for their chosen course.

[Get to know the pros and cons of earning a bachelor’s degree in Europe.]

3. U.K. universities can save students money and time. Tuition in the U.K. ranges from 9,000 pounds to 15,000 pounds in U.K. dollars — about $14,000 to about $24,000 — per year, depending on the college and not including room and board, says Tamsin Thomas, higher education manager for the British Council’s U.S. offices.

While that might not seem like a steal, the figure can be less than at many private U.S. institutions.

Another advantage: Many programs in the U.K., with the exception of Scotland, award bachelor’s degrees after three years, Thomas says. That means international students can save a year’s worth of tuition.

4. International students can work while studying.International students who study a full-time undergraduate or postgraduate degree course at a recognized university are allowed to work part time during a term and up to 20 hours a week and full time during the holidays on a student visa, McCarthy says.

And unlike in the U.S., where international students face strict guidelines governing when it’s permissible to work off campus, in the U.K. they can work anywhere they find a job, Thomas says.

5. Studying in the U.K. isn’t only a British experience — it’s an international one. “The U.K. is more globally connected than the U.S. is, and part of that is because there are more international students here,” says Griffith, with Oxford. “You come to the U.K. and you have a European experience because you are with lots of students from Europe — it’s a train ride away from dozens of countries.”

[Explore these seven tips to convince your parents you should earn a degree overseas.]

Being around so many international students is a draw for Renee Tonkin, a 22-year-old from just north of Wellington, New Zealand, who is studying at Imperial College London.

“There are lots and lots of international students, and I think they are well-supported,” says Tonkin, a biochemistry major. “I certainly felt that way.”

Tonkin chose the U.K. because it seemed like a good cultural fit, and because London seemed full of opportunities.

“I really wanted to study in London because of the whole big-city vibe,” she says.

See the complete rankings of the Best Global Universities.

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5 Facts About Earning an Undergraduate Degree in the UK originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

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But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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