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4 Facts for International Students About Liberal Arts

If you’re an international student exploring colleges in the U.S., you’ve no doubt encountered the phrase “liberal arts. ” And you’re likely confused, because it turns out it has nothing to do with politics or painting.

Instead, liberal arts has to do with the kind of education offered at many universities in the U.S. and Canada. Keep reading to understand exactly what it means, and four ways it can benefit you and your career.

[Check out how international students can benefit from liberal arts colleges.]

1. Liberal arts goes way beyond art. First, understand that a liberal arts education is multidisciplinary. In general, students at liberal arts schools can expect that one-third to half of their classes will be in their major and the rest will be in other subjects.

That means students who want to be scientists will also study English, history and philosophy. Students who want to be accountants may study physics, literature and a foreign language. This focus on breadth helps you gain knowledge in a variety of subjects — not just the one you plan to make your career.

This variety is also one of the most striking contrasts for international students, who often expect to graduate high school and immediately start a program that will train them to be a doctor, lawyer, engineer or other professional. This isn’t the case at a liberal arts university.

The degree you earn will certainly prepare you to get a job, but it is not the equivalent of a medical or law degree, as it is in many countries. American students enroll in th ose programs after finishing college.

[See if you are ready to apply to U.S. universities.]

2. Liberal arts focuses on interaction. Another difference occurs in the classroom itself. Many international students come from schools where they sit at desks and listen to their teachers lecture. They take notes, memorize facts and don’t interrupt their professors.

In a liberal arts classroom, your professors will teach with you, not at you. They will expect you to ask questions and offer your opinion. You will debate issues, analyze information and collaborate with other students on projects. It’s all part of a process designed to actively engage you in what you are learning.

3. Learning also happens outside the classroom. Liberal arts colleges also emphasize learning outside the classroom. You might study biodiversity and then visit a wilderness preserve to categorize and count the species you see. You might debate minimum wage requirements and then complete a service project at a local homeless shelter. Or you might discuss a novel and then meet the author at a local coffee house or in a Skype chat room.

[Watch out for four academic surprises for new international college students.]

What you learn in the classroom will come to life outside it. And in the process, you’ll come to better understand the complex social and scientific issues you’ve studied.

4. Liberal arts can make you a well-rounded and valuable future employee. Employers and businesses appreciate students who come from a liberal-arts background because the students have a broad understanding of global issues and ideas.

They are exceptional problem solvers and creative thinkers. They can multitask, articulate their ideas aloud and on paper and can work successfully with people who have diverse backgrounds and opinions.

In today’s fast-paced and rapidly changing world, those are exactly the skills that set you apart.

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4 Facts for International Students About Liberal Arts originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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