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3 Things to Know About Earning a Bachelor’s Degree in Canada

Canada isn’t only known for moose, mounted police and maple syrup.

Among a growing number of international students, it’s also known for its world-class higher education system.

About 336,400 international students came to Canada in 2014, up from 184,150 in 2008, according to the Canadian Bureau for International Education. The country is the seventh most popular destination for international students, drawing about 60 percent of its overseas students from China, India, Korea, Saudi Arabia and France.

While Canadian universities do have some similarities to their U.S., U.K. and Australian counterparts, experts say the country’s higher education system is also unique. Here are three facts prospective international students should know about the country’s colleges.

[Check out tips to convince your parents you should study overseas.]

1. They want international students — and lots of them: While international students can encounter hurdles studying in countries like the U.S. and the U.K., that’s not the case for Canada, whose government has made it a priority to welcome international students. In January 2014, the country announced plans to double the number of international students within its borders by 2022.

Once international students arrive in Canada, they may also have a means to support themselves. Through their study permit, students can work part time on or off campus during the school year, and full time during academic breaks. And when undergraduate students graduate, they can apply for a work permit which allows them to stay and work in the country for up to three years.

“The Canadian government has made a very conscious decision to look at international student recruitment as a way of immigration into Canada,” says Britta Baron, who oversees international programs at the University of Alberta. “The fact that students can stay on once they have finished is huge — and it’s not necessarily known around the world.”

2. Canada is influenced by the U.S., but culturally distinct. Want a taste of the U.S., but not a full serving? Canada has “modern, predominately English-speaking cities, with just enough American influence that international students are looking for, but a Canadian multicultural experience that is safe and welcoming,” says Aaron Andersen, director of international recruitment at the University of British Columbia.

That “almost American” experience is a perk for Olivia Baker, a French and British citizen earning a bachelor’s in communications at the University of Montreal.

“It seems very superficial and silly but the whole ‘like in the movies’ aspect is kind of cool,” she said by email. “The red cups at parties, the cheerleaders, the university football team, the throwing hats in the air ceremony, etc., all without having to sell your kidneys to pay the tuition.”

[Assess your readiness to earn an undergraduate degree overseas.]

In terms of Canada’s culture, visitors are apt to find friendly, polite people with an appreciation for diversity, experts say.

“As typical, humble Canadians, the students are really a part of the knowledge and the classroom experience and they don’t have that entitlement that can sometimes be in other top universities in the world,” he says.

3. Students can get a good bang for their buck. Although tuition at public Canadian universities varies by province, it tends to be lower than at U.S., U.K. or Australian universities, experts say.

On average, undergraduate tuition for international students ranges from about $20,000 to $24,000 in Canadian dollars (about $15,000 to $18,300) a year, says Jennifer Humphries, vice president of membership, public policy and communications for CBIE. And for those who want to try to whittle the cost down further, there are some, though few, scholarships available, she says.

Al Shaibani, a native of Iraq who graduated from the University of British Columbia in May, says his parents steered him toward Canada because they thought the universities were a great value.

“They wanted me in a world-class university and a research institution,” he says of UBC. “It’s good quality, but it’s also affordable. It’s nowhere near the crazy prices of the U.S., Australia or the U.K.”

[Find out how to calculate the cost of earning an overseas degree.]

While a Canadian higher education might be easier on the budget than colleges in other countries, applicants should weigh a few other factors before submitting an application — or several.

Aside from the province of Ontario, Canada doesn’t use a common application, which means international students will have to apply to schools individually.

Canada also has a slightly shorter academic year than the U.S., with college classes running September through April, experts say. The condensed schedule means a shorter winter break but more time for international students to work over the summer.

Finally, students should think about the weather where they will be studying. While winter can be rough in Canada, the climate really depends on location.

“The eastern parts can be cold, but in the western provinces, the climate is very mild,” UBC’s Andersen says. “It’s not all igloos and icebergs.”

See the complete rankings of the Best Global Universities.

More from U.S. News

7 Tips to Convince Your Parents You Should Earn a Degree Overseas

Calculate the Cost of Earning an Overseas Degree

Assess Your Readiness to Earn an Undergraduate Degree Overseas

3 Things to Know About Earning a Bachelor’s Degree in Canada originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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