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Men: Start Treating Your Bodies Like Your Cars

For many of us, unless we feel pain, discomfort, or we fear that a physical issue might keep us from doing the things we need to do, we take good health for granted.

Studies show this tendency is especially common among men. In fact, it’s been reported that one-third of men haven’t been to the doctor in over one year. It seems that a man will schedule an annual car checkup sooner than he’ll book one with a health care provider.

Though the consequences of skipping your yearly checkup may seem far away — especially if you’re feeling fine — feeling healthy today doesn’t give you a free pass to ignore what’s going on in your body.

Many risk factors for long-term chronic diseases, such as heart disease and diabetes, can be silent for years before they cause any recognizable symptoms. High cholesterol, elevated blood pressure and abnormal blood sugar are all typically asymptomatic before you recognize the need for medical attention. By the time you seek help, more drastic measures may be needed to prevent the disease from advancing further.

Statistics show that, in general, men die at higher rates than women from the leading causes of death, including heart disease, cancer and diabetes. Often, men won’t alter their habits until something serious has occurred, even when there are preventable steps that can be taken to circumvent or even reverse some of these diseases. But it’s not just a doctor’s appointment that will ensure a clean bill of health. A balanced diet and regular exercise matter too.

Whether you have medical issues brewing or you’re a perfect specimen, prevention is key to helping you look and feel your best — and potentially increase longevity. So get your engine going and take your health into your own hands for Men’s Health Month (and beyond) with these 10 steps:

1. Schedule your annual physical.

Be sure to have your doctor check your blood glucose and hemoglobin A1c to prevent or monitor diabetes. You should also ask for a lipid profile and a check on your blood pressure to review your risks for heart disease.

2. Consider getting a prostate exam if you’re over the age of 40.

Recommendations vary on when men should begin screening for prostate cancer, if at all. But it’s important to consider both your risks for the disease and the risks of screening. Talk to your doctor to make an informed decision. If caught early, prostate cancer has one of the best remission rates of any type of cancer.

3. Find a form of exercise you love.

Whether it’s playing tennis doubles with your wife, squash with your buddies, hitting the gym before or after work, or walking your dog, finding an activity you genuinely enjoy will enhance your commitment to fitness and help squelch stress.

4. Push for plant proteins.

Try to make at least one day a week a time when veggies take center stage on your plate and animal proteins play a supporting role. Red meat especially contains harmful saturated fat, which has been shown to increase the risk of heart disease and colon cancer. Plant proteins like nuts have been shown to reduce cholesterol levels.

5. Shoot for a solid eight hours of sleep each night.

Quality sleep is often hard to come by, so find a routine that allows you to catch more z’s by turning off screens at least a half-hour before getting shut-eye. That means on some nights, you may need to postpone hearing the results of the big game until the morning news.

6. Hold off on that second or third pint of beer or glass of wine.

Moderate alcohol intake has been linked to heart health-promoting effects, but limit consumption to no more than two drinks per day for men and one a day for women. Despite what you may think, a nightcap can actually interfere with quality sleep, even if it helps you fall asleep faster.

7. Fuel up on fiber.

Fruits, vegetables and whole grains are all loaded with fiber, which can help prevent various cancers, reduce cholesterol and provide a moving experience!

8. Find a happy and healthy weight.

If you’ve been holding on to an extra 10 pounds for the last few years, use this month to clean up your diet by focusing on vegetables, fruits, whole grains, lean sources of protein and healthy fats. The best way to shed weight is to trim portions. Try cutting down how much you eat instead of cutting out the foods you generally choose.

9. Choose wholesome snacks .

Men often rely on three square meals to get them through the day, while women tend to like to incorporate snacks between meals. Try packing an apple with almond butter or a 200-calorie nut and fruit bar. A balanced nosh combining protein and carbs can prevent overeating at meal time and keep fatigue and irritability at bay.

10. Go wild for water.

Staying hydrated can help you better identify hunger, keep energy levels elevated and help muscles function optimally. Aim for about 64 ounces of water per day, particularly when you’re exercising, the climate is hot or when alcohol and caffeine are on the menu. All can be dehydrating.

Men’s Health Month aims to heighten awareness of preventable health problems and encourage early detection and treatment of diseases in men and boys. Not a man? Encourage the ones in your life to think long-term when making health-related decisions. Let’s hope this month’s messages spread to the rest of the year.

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Men: Start Treating Your Bodies Like Your Cars originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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