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3 Questions, Answers From Current Students on Choosing a College Major

“What’s your major?” might be the most commonly asked question when getting to know a college student. Not only does the college major determine most of their course requirements and map out a great deal of their college experiences, it also acts as something of an identifier for students.

While there is a plethora of information available on why students chose their majors and how to do it, students don’t often have all the information they need to make this choice. The students interviewed below explain what they did not know when making these choices, and how having that information would have helped them make more informed decisions.

Here are three questions they had, as well as answers that prospective college students may wish to consider.

[Learn about five ways to pick the right college major.]

1. Can I change majors? One of the reasons choosing a major can be so difficult is the level of commitment students feel they’re making, and that feeling is understandably heightened when students are under the impression that they cannot change their minds later.

Claire Chandler, a junior at University of Montana, said she found herself in that situation.

“Colleges offer many tools to help you figure out your major when you get there, so I would worry less about choosing an actual major and focus more on building a list of majors and jobs you would be interested in,” she said. “I don’t want to say that you have tons of time, but you have at least a couple of semesters to dabble.”

In terms of those supportive tools, Chandler specified that most colleges and universities have advisers available with whom students can discuss their options, which is what she ended up doing. Chandler finally declared a double major in journalism and information systems the summer after her freshman year.

Saint Louis University senior Chris Ruiz says that he didn’t know he could start college with an undeclared major.

“The list of all majors was given to us and I thought I had to choose one then and there,” he said. “It was overwhelming. I wish there was more direction.”

Ruiz said he overcame this issue by simply doing his own research and ultimately going with his “gut feeling.”

[Take five steps before changing your college major.]

2. What prerequisites will I need to take? This is definitely important information to look up before deciding on a major. If you are unsure of where to find it, your academic adviser or another representative from the admissions or counseling offices should be able to guide you.

Don’t assume these will be subjects you are comfortable with, as prerequisites can encompass great variety, regardless of the major with which they are connected.

Jane Metcalf, a University of Montana junior, said this was an issue that contributed to her eventual change in majors.

“I was turned away by the dynamic track education majors are required to take to graduate on time,” Metcalf said. “There is not room to take a fun elective or non-major-related class.”

She ended up switching her major to communication studies, a program which she noted had several elective requirements.

Chandler also stressed the importance of reviewing prerequisite courses. “If you are interested in the classes and could see yourself being successful in them, then go for it. If the class list leaves you uninspired, the major probably will, too.”

[How to use out-of-school experiences to help choose a college major.]

3. How can I learn more about the career options for my major? It is certainly understandable and expected that most students won’t know exactly what they want to do postgraduation when they’re only beginning college. Thus, committing to a major that is associated with a specific career path can be confusing and stressful, and many students don’t know how to determine if said career path is right for them.

“I don’t think any information talks about the cons or downside of any career,” says Metcalf. “That is unrealistic in my opinion because everything in life has cons and hardships, but it’s not talked about prior to experience.”

Doing a bit of networking with people in your prospective field can help combat this problem. Past classmates and family friends can be helpful resources, Chandler suggested. She also noted the benefits of personality tests offered by some college career centers, and how they can help you discover whether or not a certain career path is the right fit for you.

“I wish I had taken a personality test like those offered by the career services at my school now,” she said. “The test gave me interest areas that I would succeed in and what kind of majors would prepare me for those jobs.”

Ensure you get the above questions answered as you settle on a major. The information you learn could potentially make or break your decision, so try to weigh all the pros and cons carefully.

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3 Questions, Answers From Current Students on Choosing a College Major originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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