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5 Secrets to Career Success in 2015

In a recent survey of millennials and hiring managers commissioned by Elance-oDesk and Millennial Branding, Jaleh Bisharat, Elance-oDesk senior vice president of marketing, and Dan Schawbel, Millennial Branding managing partner, showcase how professionals can thrive as millennials tip the scales as the largest workforce generation next year.

Bisharat and Schawbel offered the following analysis and suggestions for succeeding in the workforce:

1. Focus on hard skills. “A majority of hiring managers (55 percent) revealed they prioritize hard skills over personality (21%) when hiring,” Bisharat notes. “With the rapidly changing tech landscape and a persisting skills gap, it is more important than ever for businesses to find people with the specific skills they need to deliver results.”

Employers will appreciate your efforts. “Whether you’re a millennial or a more seasoned professional, there’s no excuse not to keep up to date on skills relevant in your field,” Schawbel adds. “With free and low-cost online learning platforms like Coursera and Lynda boasting courses ranging from Photoshop for beginners to the ins and outs of Bitcoin, a world’s worth of hard skills are at your fingertips.”

2. Be the change you want to see. Millennials are known for innovation. The survey notes that hiring managers believe millennials are open to change (72 percent), creative (66 percent) and adaptable (65 percent) — far outranking their Gen X counterparts for these desirable traits.

“Many companies still run up against the digital divide and shrink from pushing past the old way of doing things. That’s why, if you’re a millennial, you should play up your unique ‘digital native’ talents (real and perceived) to spur innovation on your teams,” Schawbel says. “Companies are hungry for new ideas, and while millennials are champions of change, all professionals should strive for adaptability.”

3. Prove you’re a team player. While they appreciate seeing specific “hard” skills on résumés, more and more employers are considering the work culture they wish to develop and seeking team players to create it. “Although millennials are seen as providing critical advantages thanks to their fresh thinking and entrepreneurialism, findings of our study showed that, when asked which generation was more likely to be team players, only 27 percent of hiring managers chose millennials rather than Gen X,” Bisharat explains. “This perception, whether reality or not, is a demerit that can slow career growth. If you’re a member of this youngest generation of professionals, make sure to develop teamwork skills to prove this impression wrong. If you’re a more established professional, be open to working closely with and mentoring millennials.”

4. Stand out as a “loyalist.” No doubt, employer loyalty is waning with good reason. All employees are realizing that they cannot count on a corporate entity to return the favor. Despite this, it’s helpful to be able to tap into your passion and interest for an organization. “Simply showing you are dedicated can help you build trust with your team and organization,” Schawbel says. “With 58 percent of millennials reporting they expect to be in their job fewer than three years, displays of loyalty will certainly nudge employers to invest in your professional future.”

5. Consider alternative paths. While it’s great to be able to articulate and demonstrate your interest in a particular company, facts are facts. The majority of employees will not be able to expect to stay in one job for many years, and being agile and flexible enough to shift — even to an entrepreneurial path — will be key to success for many workers.

“Even if you venture out on your own, you will never be successful without involving others.” Bisharat explains. “Sara Horowitz, founder of Freelancers Union, believes freelancing is all about networking. She says, ‘Freelancing successfully means building a network to line up new gigs, passing assignments to others when things are busy and getting referrals from friends when they’re not.’ You never know when these connections will turn into opportunities down the road.”

Miriam Salpeter, owner of Keppie Careers, is often quoted in major media outlets for her job search and social media expertise. Author of three books and a sought-after speaker and coach, she leverages her extensive background and successes to teach job seekers and entrepreneurs how to easily use social media marketing to accomplish their career and business goals. Salpeter also provides strategic advice and support regarding interviewing, résumé writing and personal branding.

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5 Secrets to Career Success in 2015 originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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