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Party leaders clash over Obama as election nears

STEVE PEOPLES
Associated Press

WASHINGTON (AP) — Claiming new momentum 48 hours before polls open across America, Republicans on Sunday assailed President Barack Obama in a final weekend push to motivate voters as Democrats deployed their biggest stars to help preserve an endangered Senate majority.

GOP officials from Alaska to Georgia seized on the president’s low approval ratings, which have overshadowed an election season in which roughly 60 percent of eligible voters are expected to stay home.

“This is really the last chance for America to pass judgment on the Obama administration and on its policies,” the GOP’s 2012 presidential nominee, Mitt Romney, said in a message echoed by Republicans across the country on the weekend.

The president has avoided the nation’s most competitive contests in recent weeks, but encouraged Democrats to reject Republican cynicism during a Sunday appearance with Connecticut Gov. Dannel Malloy.

“Despite all the cynicism America is making progress,” Obama said, imploring Democrats to vote on Tuesday. “Don’t stay home. Don’t let somebody else choose your future for you.”

While the elections will determine winners in all 435 House districts and in 36 governors’ seats, the national focus is on the Senate, where Republicans need to net six seats to control the majority in the Congress that convenes in January. The GOP already controls the House, and a Senate takeover could dramatically change Obama’s last two years in office.

Republicans appear certain of picking up at least three Senate seats — in West Virginia, Montana and South Dakota. Nine other Senate contests are considered competitive, six of them for seats in Democratic hands.

Democratic Party leaders are predicting victory despite disappointing polls.

“I’m very proud of this president,” head of the Democratic National Committee, Rep. Debbie Wasserman Schultz, D-Fla., said. “I think we’re going to win the Senate.”

In New Hampshire, former secretary of state Hillary Rodham Clinton headlined a rally for Gov. Maggie Hassan and Sen. Jeanne Shaheen, a Democrat locked in a tough re-election battle against former Massachusetts Sen. Scott Brown.

Clinton, who is weighing a 2016 presidential bid, charged that Republicans are running a campaign of fear.

“Fear is the last resort for those who have run out of ideas and hope,” she said in her first appearance in New Hampshire since October 2008.

And in Georgia, where Democrats see an opportunity to gain a seat in traditionally GOP territory, Republican David Perdue repeatedly called Democrat Michelle Nunn a “rubber stamp” for Obama during a Sunday debate.

Nunn mockingly told Perdue he sounds like he’s “running against the president.”

“You’re running against me, David,” Nunn said.

In Colorado, Democratic Sen. Mark Udall’s best hope remains a robust ground game. He made four stops at campaign offices to fire up door-knockers, reminding them, in classic Colorado fashion, to knock on doors before the Broncos game.

“We’re going to bring this one home in the next 72 hours,” Udall said in the suburb of Centennial, telling volunteers to disregard polls that find him narrowly trailing Republican Rep. Cory Gardner.

While the campaigns’ costly voter turnout operations were in full swing, large percentages of younger voters and minorities — groups that typically support Democrats — are expected to sit out the elections altogether.

None of the last four midterm elections drew more than 38 percent of the voting-age population.

Early voting has been strong, however.

At least 16.7 million people have voted so far across 31 states, according to early voting data monitored by The Associated Press. Arkansas, Florida, Georgia, Iowa, Louisiana, Maryland, Montana, North Carolina, Wisconsin and Utah already surpassed their 2010 advance totals; party registration is divided about equally among those who have already cast ballots.

Senate Republican Leader Mitch McConnell cited encouraging polls as he campaigned across Kentucky, where he’s trying to hold off a challenge from Democrat Alison Lundergan Grimes.

“We expect to win,” McConnell said after riding in a Veterans Day Parade. “This election is largely a referendum on the president of the United States. Most people in my state and I hope around the country believe we need to go in a different direction.”

The final Sunday before the election was bringing out big names, including some who aren’t on the ballot now but could be in 2016.

While Clinton and Obama were on the trail, Vice President Joe Biden campaigned with Florida Republican-turned-Democrat Charlie Crist, who’s trying to unseat Republican Gov. Rick Scott.

“Stand up and show it! Speak up! Vote!” Biden said at a Florida International University event aimed at Hispanic voters.

On the Republican side, former Gov. Jeb Bush, another 2016 primary prospect, campaigned with Scott.

Romney, who reiterated on Sunday that he would not make a third White House run, was campaigning in Alaska with Senate candidate Dan Sullivan and Gov. Sean Parnell.

New Jersey Gov. Chris Christie, who is expected to enter the 2016 Republican presidential primary, made stops in South Carolina, Illinois, Maryland and Pennsylvania. And Kentucky Sen. Rand Paul was campaigning in Kentucky.

Wasserman Schultz appeared on ABC’s “This Week,” while Romney was interviewed on “Fox News Sunday.”

___

Associated Press writer Jennifer Agiesta in Washington, Ken Thomas in Nashua, New Hampshire, Bill Barrow in Atlanta, Nicholas Riccardi in Denver, Brendan Farrington in Miami, Adam Beam in Madisonville, Kentucky and Thomas Beaumont in Overland Park, Kansas contributed to this report.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. 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But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. 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