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African Cup dates stay, Morocco given deadline

By WTOP Staff

GERALD IMRAY
AP Sports Writer

There will be no change to the dates for next year’s African Cup of Nations despite the Ebola outbreak, the Confederation of African Football said Monday.

CAF also said host country Morocco has until Saturday to agree to the schedule or lose the tournament.

CAF maintained its position on Africa’s top football tournament after a meeting of its executive committee in Algeria over the weekend and then meetings with Moroccan officials — who want the cup postponed — in Rabat, Morocco on Monday.

In a statement, CAF said Morocco’s football federation should now “clarify its final position” on the tournament by Saturday. CAF will meet next Tuesday to make a final decision on Morocco’s hosting, it said.

There was no immediate comment from Moroccan officials, who had maintained before the meetings with CAF President Issa Hayatou that they would stand by their decision not to host on the planned dates of Jan. 17-Feb. 8.

CAF will talk to other countries willing to host if Morocco doesn’t agree to hold the tournament on those dates, although it’s unclear if anyone wants to step in.

Possible stand-in hosts South Africa, Egypt and Sudan have all said they won’t stage the tournament. Ghana and Nigeria are believed to be considering if they want to act as short-notice hosts.

Last month, Morocco asked for the 16-team competition to be delayed because of the threat of fans arriving in numbers from Ebola-affected countries. The virus has killed about 5,000 people in West Africa in the worst recorded outbreak. The deaths have almost all occurred in the three worst-affected countries of Guinea, Liberia and Sierra Leone.

In its statement, CAF listed reasons why the cup should go ahead in January and February, saying the numbers of traveling fans would be low, Morocco has no reported Ebola cases, and the dates can’t be moved because they fit in with FIFA’s calendar.

CAF also cited its commitments to its “commercial partners,” with the African Cup of Nations the organization’s most important and valuable tournament.

CAF has kept the qualifying competition for the African Cup going by banning all games in Guinea and Sierra Leone and ordering their teams to play “home” games in neutral countries. Liberia isn’t involved in the final qualifiers.

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Gerald Imray is on Twitter at www.twitter.com/GeraldImrayAP

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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