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A look at Ebola guidelines in some states

JULIE WATSON
Associated Press

States have broad authority to quarantine people to prevent the spread of disease, and several are exercising that right to go beyond the safety recommendations of the Centers for Disease Control for containing the deadly Ebola virus.

The CDC says mandatory quarantines of those without symptoms are unnecessarily severe and will discourage health workers from going to West Africa to fight the epidemic. It says people at the highest risk of contracting Ebola but who have no symptoms — such as those who came into direct contact with an Ebola patient’s body fluids — should avoid public transportation and public places like shopping centers and movie theaters, even if they have no symptoms. Activities like jogging, in which the person maintains a 3-foot distance from others, are allowed.

The military has imposed the toughest rules for troops returning from affected countries, requiring 21-day quarantines even for those whose jobs do not require them to be in contact with any infected people.

Here’s a look at the variety of ways states are responding to the health threat:

THE TOUGHEST STATE RULES:

New York and New Jersey have imposed mandatory, blanket quarantines of 21 days for health care workers returning from the disease’s hotspots and travelers who have had contact with Ebola victims.

Maine officials have called for voluntary quarantines for health care workers in contact with Ebola patients. But Gov. Paul LePage says he is ready to exercise the “full extent” of his authority to protect the public after a nurse who returned from Sierra Leone but has shown no symptoms went on a bike ride with her boyfriend and held a news conference before her Nov. 10 incubation period ends. Maine health officials have gone to court try to limit the movements of nurse Kaci Hickox.

In Georgia, travelers arriving from West Africa who have had direct contact with an infected person will be considered high risk and will be placed in quarantine at a designated facility to be monitored, while health care workers who have been treating Ebola patients but show no symptoms will be closely monitored by state health officials using video or home visits.

Travelers who have been to an affected country but have had no known exposure to the disease will have to sign an agreement stating they will do temperature and symptom checks twice a day and will report results electronically or by phone. Failure to report will result in a mandatory quarantine order if necessary.

In Illinois, the governor has ordered “high-risk” individuals stay at home for 21 days and undergo daily checkups.

SOME STATES SEEKING MIDDLE GROUND BETWEEN SAFETY AND CIVIL RIGHTS

The California Department of Public Health on Wednesday ordered people returning from Ebola-stricken areas who have had contact with infected patients to be monitored for the disease and left it up to county officers to decide how, including a 21-day quarantine.

Connecticut has announced plans to quarantine people on a case-by-case basis.

MANY STATES MONITORING THOSE WITH NO SYMPTOMS

In several states, health officials are monitoring anyone who has returned from Guinea, Liberia, and Sierra Leone for 21 days. That monitoring process varies: In Michigan that means calling people to check on them, while Florida authorities say they visit the people twice daily to take their temperature.

In Delaware, people considered to have “some risk,” such as health care workers who have had direct patient contact but have no symptoms themselves, would be expected to sign agreements outlining restrictions of their activities, such as refraining from attending meetings, avoiding use of public transportation, and not engaging in activities that would put them in “arms’ length” of contact with others.

Under Minnesota’s monitoring program, travelers from West African countries that are Ebola hotspots provide twice-daily details on their temperature and health condition, keep contact journals and face restrictions from taking long trips on public transit. Health care workers who treated virus patients abroad are subject to home quarantines, which the state considers voluntary. Officials say they would consider legal action to order a quarantine if public safety was deemed at risk.

Texas, where the first U.S. Ebola case was diagnosed, calls for anyone with symptoms who arrived within the past three weeks from the virus hotspots to be rapidly isolated and transported to a health care facility. People considered to be high risk would be directed to stay home. Lower risk cases would be closely monitored and anyone coming in from countries with widespread Ebola cases would be checked twice daily for 21 days.

OTHER STATES DRAFTING PLANS:

State health officials in Alaska are finishing a plan that will outline the steps for when to put someone in quarantine or how to manage a patient who is off Alaska’s limited road system, said Dr. Joe McLaughlin, the state’s chief epidemiologist.

Anyone who traveled to the hardest hit West African nations within the last three weeks would be interviewed and asked about their histories, such as whether they cared directly for Ebola patients. From there, officials would determine that person’s exposure risk and decide what quarantine measures are appropriate.

Kentucky officials are still hammering out an Ebola protocol but said it would likely be unnecessary given the small number of people who arrive to the state from affected countries.

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Associated Press writers Brian Bakst in St. Paul, Minnesota; Adam Beam in Frankfort, Kentucky; Nancy Benac in Washington; Becky Bohrer in Anchorage, Alaska; Robert F. Bukaty in Fort Kent, Maine; Randall Chase in Dover, Delaware; David Eggert in Lansing, Michigan; Jamie Stengle in Dallas; and Judy Lin in Sacramento, California; contributed to this report.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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