2026-07-06 19:34:35 Presto’s Picks: Week 7 – NEW WTOP Skip to main content

Presto’s Picks: Week 7

WASHINGTON — Bye weeks have a strange rhythm of their own: usually each school has to fit 12 games over 14 weeks (Navy has a few more bye weeks because their game with Army is the Saturday after the conference championship games). Sometimes an early week off is created when a non-conference foe drops out (like Syracuse in week 2– although part of me thinks they needed 2 weeks to prepare for Central Michigan)…and often a week off is necessitated when a school plays on Thursday night. (NFL, THAT is your Thursday Night Solution: set it up so teams that play are coming off byes–you’ll thank me later). As fate would have it the bye hits Maryland, Virginia and Virginia Tech at the same time this year–and each school is 4-2 midway through the 2014 campaign. With a little luck each could wrap up bowl eligibility by the end of the month…and we haven’t seen all three play in the postseason since 2007. Seven years bad luck, eh?

Maryland (4-2, 1-1 Big Ten)

Maryland has looked good (road wins over Syracuse and Indiana), bad (losses at home to West Virginia and Ohio State) and ugly (somehow they won despite 6 turnovers at South Florida) this fall…with their six remaining opponents posting a combined 22-10 record. Four (Iowa, Penn State, Michigan State and Rutgers) have lost just one game–while once-mighty Michigan (2-4) is the only remaining foe with a losing mark. Causes for Confidence: the Accounts Receiving Firm of Diggs & Long (combined 63 catches for 957 yards and 4 TD’s) stretches the field…Will Likely is absolutely electric and can’t be ignored on defense or special teams, causing opponents to gameplan around him…Brad Craddock is 11-11 on field goal attempts, including a school-record 57-yarder (the Aussie pulling his best Paul Hogan “NOW THAT’S A KICK”). Causes for Concern: the offense has had issues from time to time on 3rd down (40% for the season and 9-28 in their two losses)…13 giveaways places the Terps 105th in Division I-A…the defense allows 212 yards rushing per game, never a good thing in a league that likes to stay on the ground like the Big Ten.

Virginia Tech (4-2, 1-1 ACC)

Virginia also faces just one school with a losing record from here on out–although there are a pair of 3-3’s (Pitt & Miami) that aren’t that much better than Wake Forest. Remaining opponents record: 19-15. The Hokies have showed a high ceiling (an upset win at #8 Ohio State) and their cellar might not be as low as originally perceived; their losses have come against East Carolina and Georgia Tech, two schools that are both ranked right now. Causes for Confidence: the defense holds opponents to 24% on third down and just 3.4 yards per carry…Chase Williams is an absolute beast on D (57 tackles and 3.5 sacks)… runningback Trey Edmunds is healthy again (the sophomore’s averaging 5.1 yards a carry). Causes for Concern: lack of downfield presence in the passing game leaves too much traffic in the box–as the running game has yet to find itself… Michael Brewer’s thrown 11 interceptions… Joey Slye’s missed 5 of 14 field goal attempts… 57 penalties are the 8th most in D-I…and WR Willie Byrn is only averaging 8 yards per catch. His name is Willie Byrn! How do you not send him deep on every play?

Virginia (4-2, 2-0 ACC)

Virginia controls its own ACC Coastal Division Destiny, but the Cavaliers also face the toughest remaining schedule of the three: 23-9 combined mark that includes unbeatens Georgia Tech and Florida State plus defending division champ Duke. Causes for Confidence: their two losses came against ranked opponents that were unbeaten until last weekend… the defense allows 2.7 yards per carry thanks to a pass rush led by Henry Coley (6 sacks), while Quin Blanding (61 tackles) and Anthony Harris make standout plays in the secondary…and RB Kevin Parks is heating up after a slow start (gaining over 5 yards a carry each of his last two games). Causes for Concern: lack of gamebreakers on offense (10.4 yards per completion) contributes to a sputtering offense (44% on 3rd down)… the team turns the ball over too much (9 interceptions, 5 fumbles)…and then there’s the Quarterback Carousel: the reason why Matt Johns has been taking all of the snaps lately at QB? Greyson Lambert’s injury. Who’s to say Coach Mike London doesn’t return to his QB carousel when Lambert’s healthy again?

Navy entertains VMI

I refuse to use the terms “right the ship” and “stop from sinking”…but after three straight losses this team is looking to salvage what began as a promising 2014 campaign. The 1-5 Keydets used to have Thomas “Stonewall” Jackson as one of its instructors… VMI’s defense not exactly a stone wall as they’ve coughed up 42, 48, 63 and 55 points this fall. Keenan Reynolds is already warming up… Midshipmen turn the fleet around in the right direction, 27-10.

Howard slips at Bethune-Cookman, Georgetown loses at Lafayette, Towson tops James Madison, William & Mary falls at New Hampshire, Richmond loses to Albany, Old Dominion falls to UTEP.

Last Week: 7-3. If I were coaching at a football factory, I’d be fired by now. Overall: 45-15.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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