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No. 9 TCU can’t stop Baylor rally, falls 61-58

By WTOP Staff

RALPH D. RUSSO
AP College Football Writer

WACO, Texas (AP) — Poised to pull a second straight upset against a top-five team, No. 9 TCU ran out of big plays.

Chris Callahan kicked a 28-yard field goal as time expired and No. 5 Baylor wiped out a 21-point deficit in the final 11 minutes to beat No. 9 TCU 61-58 on Saturday in a crazy Big 12 scorefest.

“I feel bad for my kids because they played well, especially offense,” TCU coach Gary Patterson said. “Fifty-eight points should be enough to win, and it wasn’t tonight.”

Bryce Petty threw six touchdown passes for the Bears (6-0, 3-0), including a 25-yarder to Corey Coleman with 4:42 left in the fourth that tied it at 58. Petty passed for a career-best 510 yards and threw two interceptions.

TCU moved to midfield and faced fourth-and-3 from the Baylor 45 with 1:17 left in the fourth. Instead of punting, the Horned Frogs elected to try to keep the ball and end it in regulation. He said he considered a fake punt.

“Even if we kicked it to the 5-yard line, I didn’t know if we could stop them,” Patterson said. “We make it … you have an opportunity to go down and kick a field goal and you win it. Their field goal kicker did well today, but he had not kicked well before it got to today.”

Callahan came into the game having made only 1 of 6 field-goal attempts. He finished 4 for 4 on Saturday.

Trevone Boykin tossed a sideline fade toward Josh Doctson that the receiver couldn’t come up with. TCU (4-1, 1-1) was looking for a pass interference call on Ryan Reid but didn’t get it and Baylor took over with 1:11 left.

“Basically, you have a guy who has great ball skills and you basically just try to give the guy a chance,” Boykin said. “That’s what we tried to come out and do. The defensive guy just made a better play.

With the help of a pass interference call on TCU and some good running by Shock Linwood, the Bears marched to the TCU 11.

Callahan came on with 4 seconds left and booted through the winner, setting off a celebration that brought the bright-yellow clad Baylor student section pouring onto the field to celebrate with their team.

A week after taking down Oklahoma, TCU went up 21 points when Marcus Mallet returned an interception 49 yards for a score with 11:38 left to make it 58-41. Save for the purple patches in McLane Stadium, the Bears’ new home next to the Brazos River was silent.

“I just knew looking at guys’ faces that we were going to come back in that game,” Petty said. “With our offense and the way that we play defense, 21 points isn’t a big deal for us.”

Like a blur, Baylor came back.

It took 59 seconds to cut the lead to 14 with Devin Chafin’s 7-yard touchdown run.

The next Baylor drive took 1:23, covered 92 yards and ended with Petty hitting Antwan Goodley from 28 yards out. Then it was 58-51.

Another Baylor stop. Another lightning strike drive, this one 91 yards in 59 seconds. Petty’s sixth touchdown pass of the day was a 25-yarder to Corey Coleman. Tie game.

Now McLane was rocking. Music blaring. Dancing in the stands and on the sideline with 4:42 left in the fourth.

When it was over, the 110th meeting of TCU and Baylor and the first with both as ranked teams, became the highest-scoring game ever between two teams in the AP Top 10. Baylor extended its home winning streak to 13 games.

B.J. Catalon scored three touchdowns, including a 94-yard kickoff return in the first half, for the Frogs. Boykin passed for 287 and score.

All of Petty’s touchdown passes covered at least 25 yards.

Petty threw his first interception deep in Baylor territory and it led to a 20-yard field goal by Jalen Oberkrom that made it 34-27 with 8:42 left in the third quarter. The Bears came back with a field goal, and TCU responded with a touchdown made possible by great hustle from Doctson.

Aaron Green broke free on a 46-yard run, but was chased down by Reid, who punched the ball free inside the 10. Doctson swooped in and beat two Bears for the loose ball at the 3. Trevorris Johnson’s 2-yard TD plunge made it 41-30 for the Frogs, and another kick by Oberkrom put the Bears down two scores.

Petty’s response: a 47-yard TD to Jay Lee streaking past a TCU defensive back.

That was Baylor’s best play all day, and at the end, when they needed it most, the Bears’ defense got the stops it needed.

___

Follow Ralph D. Russo at www.Twitter.com/ralphdrussoAP

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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