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Couples rush to wed as NC gay marriage ban dumped

By WTOP Staff

MICHAEL BIESECKER
Associated Press

RALEIGH, N.C. (AP) — Minutes after a federal judge in Asheville struck down North Carolina’s ban on same-sex marriages, Amy Cantrell and Lauren White rushed out of a county office with their newly printed marriage license and exchanged vows on the front steps, their two children in tow.

“This is it folks,” exclaimed the Rev. Lisa Bovee-Kemper, a Unitarian Universalist minister from Asheville, to cheering supporters. “By the power vested in me by the state of North Carolina, I now pronounce you married.”

The 42-year-old Cantrell, a minister herself, was exuberant. “We’ve been waiting for this day for years,” she said.

The couple of six years have 8-month-old twins: Myla and Eleecia.

“I thought I might pass out at one point,” added White, 29. “Pretty typical bride stuff.”

U.S. District Court Judge Max O. Cogburn Jr. issued his ruling shortly after 5 p.m. In the chaotic moments afterward, it was difficult to discern exactly who were the first same-sex couple in North Carolina to get legally hitched in their home state.

In the state capital of Raleigh, the register of deeds remained open and began issuing licenses to waiting couples.

Wake County Sheriff’s deputies Chad Biggs, 35, and Chris Creech, 46, were among the first to wed there. They have been together for eight years.

“Even before this I was happy, but I think now that it’s on paper and it’s legal — it’s a commitment between two people,” Biggs said.

Cogburn’s ruling followed Monday’s announcement by the U.S. Supreme Court that it would not hear any appeal of a July ruling by the 4th Circuit Court of Appeals in Richmond striking down Virginia’s ban. That court has jurisdiction over North Carolina.

“North Carolina’s laws prohibiting same-sex marriage are unconstitutional as a matter of law,” wrote Cogburn, who was appointed to the federal bench by President Barack Obama. “The issue before this court is neither a political issue nor a moral issue. It is a legal issue.”

Though Cogburn’s federal judicial district only covers the western third of the state, North Carolina Attorney General Roy Cooper said through a spokeswoman that the federal ruling applies statewide. Cooper, a Democrat, had previously decided not to continue defending the ban after concluding that all possible legal defenses had been exhausted. He declined to be interviewed.

Cogburn ruled moments after a different federal judge in Greensboro, Chief U.S. District Court Judge William Osteen Jr., put off a decision in two cases he oversees until at least next week. The delay followed a last-ditch effort by Republican leaders at the state legislature to intervene in the cases. Cogburn denied their request.

House Speaker Thom Tillis and Senate Leader Phil Berger said they were disappointed. Tillis is currently campaigning for U.S. Senate.

“While we recognize the tremendous passion on all sides of this issue, we promised to defend the will of North Carolina voters because they — not judges and not politicians — define marriage as between one man and one woman and placed that in our state constitution,” the Republican legislators said in a joint statement.

A statement released by Gov. Pat McCrory’s office late Friday said all state agencies would comply with the judge’s ruling and change their operations accordingly.

The case in which Cogburn ruled was filed by a group of clergy members seeking to marry same-sex couples, making the argument that their inability to do so under state law was an unconstitutional abridgment of their religious freedom.

“We celebrate knowing that this shameful chapter in North Carolina’s history has passed,” said the Rev. Jasmine Beach-Ferrara, executive director of the Campaign for Southern Equality. “At the same time we know that you can still be fired simply for being gay in North Carolina. Protection from discrimination in the workplace is the next step in our push for full equality.”

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Weiss reported from Charlotte. Associated Press Writer Emery P. Dalesio in Raleigh contributed to this report.

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Follow Associated Press Writer Michael Biesecker on Twitter.com/mbieseck

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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