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You have a phone. Do you need new camera from HTC?

ANICK JESDANUN
AP Technology Writer

NEW YORK (AP) — Everywhere you look, people are using smartphones and tablets to snap pictures and record video of concerts, speeches or even their kids’ ballet recitals — and instantly share the experiences with friends and family. At many events, people aren’t even looking at the stage; they are watching through their screens.

HTC thinks there’s a better way — and they’re betting you won’t mind carrying around an extra device about the size of a small candy bar. With the new Re camera gripped discreetly in your hands, you can take stills and video while still experiencing the event directly — not through a screen or viewfinder.

No more annoying people behind you by blocking their views with your phone or tablet. (In fact, no one may realize you’re recording at all. Hmm. HTC says the Re will at least make a sound when you take a picture or start recording.)

The Re marks HTC’s effort to expand beyond smartphones. Its flagship HTC One smartphone earns high praise from users and tech reviewers but the company’s global market share is tiny compared with Apple’s and Samsung’s. According to IDC, HTC’s market share was less than 2 percent in the second quarter, the latest period available.

HOW DO I USE IT?

The camera, which will hit stores in about a month, resembles a miniature submarine periscope. It’s about four inches long; its diameter is about the same as a quarter’s.

One quick press snaps a 16-megapixel still image, while a long press starts video recording at 1080p high definition. You can transfer images wirelessly to your phone or an online storage account.

Would-be filmmakers can attach the Re to tripods and other accessories. The camera is waterproof, so you can leave it outside for time-lapse video. (Apple added the time-lapse feature to iPhones in its iOS 8 software update, but you can’t use your phone for other things while you take the video.)

HOW MUCH DOES IT COST?

For $199 you get just 8 gigabytes of storage, but you can add up to 128 gigabytes more with a microSD card.

ANY DRAWBACKS?

There’s no display or viewfinder. You point the device toward the stage and hope you’re not cutting anyone off. You can use a companion smartphone app as a viewfinder, but that defeats the point of not needing to have your phone out while enjoying an event.

WHAT ELSE IS COMING FROM HTC?

Next month HTC is launching a new mid-range smartphone called the Desire Eye. The phone’s front camera will match the 13 megapixels found on the rear, meaning sharper selfies and videoconferencing than what smartphones typically offer. The front camera also will use face detection to keep subjects in focus and permit voice commands such as “cheese!” to snap the shot. HTC plans to bring many of these features to its high-end HTC One devices, too, through free software updates.

The 5.2-inch Desire Eye will be available in early November through AT&T. No details on price yet.

HTC also is launching a free app for iPhones and non-HTC Android phones that lets users create a highlights video. Current HTC phones have a Zoe feature that automatically grabs images taken on a given day and stitches them together into a video, complete with music.

The free app “allows us to get HTC in more people’s hands without having to make them do a smartphone change immediately,” says Jason Mackenzie, president of HTC America. “So the next time that customer is buying a smartphone, they now have been introduced to HTC.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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