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Court blocks part of new North Carolina voting law

By WTOP Staff

EMERY P. DALESIO
Associated Press

RALEIGH, N.C. (AP) — Parts of North Carolina’s new voting law, considered one of the toughest in the nation, were set aside for next month’s elections because they were likely to disenfranchise black voters, a federal appeals court panel ruled Wednesday.

In a 2-1 ruling, the 4th U.S. Circuit Court of Appeals suspended provisions of the Republican-backed law that would have eliminated same-day registration during early voting and voided ballots cast on Nov. 4 outside of a person’s assigned precinct.

“Whether the number is 30 or 30,000, surely some North Carolina minority voters will be disproportionately adversely affected in the upcoming election,” wrote Judge James Wynn, a former North Carolina Supreme Court justice. “Once the election occurs, there can be no do-over and no redress. The injury to these voters is real and completely irreparable if nothing is done to enjoin this law.”

A coalition of civil rights groups and the U.S. Justice Department challenged the law in North Carolina, which has one of the nation’s most closely watched U.S. Senate races that could determine whether Democrats retain control of the chamber.

State House Speaker Thom Tillis, the Republican challenging incumbent Democratic U.S. Sen. Kay Hagan, said he and state Senate leader Phil Berger, also a Republican, would appeal the ruling to the U.S. Supreme Court.

The GOP has long listed North Carolina as a top target to help win back control of the Senate.

Noelle Talley, spokeswoman for Attorney General Roy Cooper, confirmed his office will also appeal Wednesday’s ruling. She declined to comment further. Cooper is a Democrat, and Republican leaders have openly questioned the veracity with which his office has defended the GOP-authored voting changes.

The American Civil Liberties Union, one of the groups challenging the law, said about 250,000 voters took advantage of rules allowing people to register and vote in one trip to an early voting site during each of the last two non-presidential election years.

“The court took an important step to ensure that this election will remain free, fair, and accessible to all North Carolina voters,” said Rev. William Barber II, president of the North Carolina branch of the NAACP.

Judge Diana Gribbon Motz dissented, saying it’s too close to Election Day to force North Carolina to change its planned procedures.

Absentee ballots were mailed Sept. 5, attorneys defending the law said during arguments at a special hearing in Charlotte on Sept. 25.

“We are concerned that changes so close to the election may contribute to voter confusion,” state elections board executive director Kim Westbrook Strach said. “More than 4 million voter guides have gone to the public with information contrary to today’s decision.”

Motz was appointed by a former President Bill Clinton appointee. Judge Henry F. Floyd agreed with Wynn. Both were appointed by President Barack Obama.

“Our decision today acts as a safety net for voters confused about the effect of (the state law) on their right to vote while this litigation proceeds,” Wynn said.

A hearing is scheduled for next year on whether key parts of the law, including requiring voters to show identification starting in 2016, violates provisions of the U.S. Voting Rights Act and the U.S. Constitution.

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Emery Dalesio can be reached at twitter.com/emerydalesio

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Follow Associated Press writer Michael Biesecker at Twitter.com/mbieseck

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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