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Eastern Pennsylvania College Road Trip: Drexel University

Almost a century ago, engineering students at what was then the Drexel Institute of Art, Science and Industry near Center City Philadelphia began alternating periods of classroom instruction with hands-on work experience. Today, more than 75 majors offer such co-operative education programs.

By the time they graduate, some 90 percent of Drexel University undergrads will have had at least one, full-time, six-month co-op job at one of 1,600-plus employers, including the Children’s Hospital of Philadelphia, Merck, the Philadelphia Housing Authority and the Philadelphia Museum of Art.

“They throw you right in when you get here,” says international business major Sandra Petri, class of 2016. Petri, from Mount Royal, New Jersey, has completed co-ops at Comcast and the nonprofit World Trade Center of Greater Philadelphia. The average six-month salary is a little more than $16,000, though some positions are not paid. And roughly half of each graduating class is offered a job with a co-op employer, notes Peter Franks, vice provost for career education.

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The career development center helps facilitate the co-op process, but students must be proactive in securing their positions. Most complete their degrees in five years with up to three co-ops, though some choose a four-year, single-placement program. Classes are arranged in 10-week quarters, which students say tend to be fast-paced and require careful time management.

“Drexel has this kind of motif of initiative,” says senior Christopher Gray, a business administration and entrepreneurship major from Birmingham, Alabama, who has had a co-op at Fannie Mae and a self-guided one with other students that involved designing a mobile app for finding college scholarships.

The co-op program attracted Ethan Collik, a recent accounting and legal studies grad from Cherry Hill, New Jersey, “but there were so many other things keeping me here,” he says. Undergrads can choose from among 300 organizations, including the Campus Activities Board, The Triangle campus newspaper, and the Drexel football team, an improv comedy group.

The university doesn’t have an athletic football team, though the Dragons do compete in 18 Division I sports. About 10 percent of students join fraternities and sororities.

Drexel’s 126 acres in the University City neighborhood have an “urban college town” feel, notes recent mechanical engineering grad Graham Donaldson of Woodcliff Lake, New Jersey. The campus can feel crowded, students say, though most welcome the chance to explore the nearby music, art, sports, culture and other attractions.

[Find out how to make your college application stand out.]

Popular hangouts on campus include the Creese Student Center with lounges, a theater and Drexel’s underground main dining center; the recreation center; and Buckley field and green, home to frequent pickup sports games.

Classes average about 18 undergraduates, and the student-faculty ratio is 9-to-1. First-year students live in one of several mostly high-rise dorms clustered around the north end of campus, and they may apply to live in learning communities based on field of study. Some upperclassmen reside on campus, but most find places around Philadelphia.

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Eastern Pennsylvania College Road Trip: Drexel University originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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