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Back to routine: Top 5 plant-based snacks

Whether you’re getting your children back to school or starting an evening class yourself, switching gears from summer training to fall and winter activities, or just settling into your routine after the lazy days of summer, you need food that will energize you, quickly. You’re likely in need of snacks you can make and take on-the-go, that taste good while providing you the energy you need to get through your to-do list. These are my top plant-based snacks that come with me — whether I’m traveling for work or pleasure or just trying to tackle my daily goals.

Nutrient dense trail mix. You won’t find chocolate candies in my trail mix. Instead you’ll find nuts, seeds, coconut and dried fruit — packed with fiber, protein and healthy fats. I often add SaviSeeds (sacha inchi seeds) into my trail mix because they’re the highest plant-based source of essential fatty acids — 17 times more omega-3s than salmon.

Fall- inspired smoothies. Even though it may be getting colder (although not here in Southern California), smoothies can still be a nutrient-dense addition to your day. I pack my smoothies with dark leafy greens (kale is a hardy vegetable that is seasonal this time of year), plant-based protein (multisource complete protein blend or hemp seeds), plant-based omega-3s (SaviSeeds, chia or flaxseeds), frozen fruit and non-dairy milk. This smoothie isn’t high in calories, but it’s packed with vitamins, minerals, phytonutrients, protein, healthy fat and fiber: everything you need to take on your busy day. Sometimes I’ll start my day with this smoothie, or I’ll make it in the morning and keep it refrigerated until I can eat it as a snack later in the day.

[Read: Green Smoothies 101: Health Benefits and Recipes .]

Seasonal fruit and soaked raw almonds. In most areas of the country, now is the perfect time to reach for an apple or pear. You can even go pick your own — making it hyper-local fast food. I’ll often have a piece of fruit in my backpack, and a reusable container of soaked almonds. Soaking helps make almonds more digestible while retaining their natural enzyme level. Simply soak raw almonds overnight, rinse well and then dry in a dehydrator or oven at a very low temperature.

[Read: Tasty, Healthy Ways to Use Raw Cacao .]

Kale chips. I love seeing kale chips almost as prevalent as potato chips in natural health food stores these days. This crunchy low-calorie snack is high in nutrition. If buying a prepackaged variety, check the ingredient list to make sure every ingredient is something you would add in your own kitchen. You can also very easily make your own by de-stemming kale leaves, tearing into large pieces and tossing with extra-virgin olive oil or unrefined coconut oil, a touch of sea salt and pepper. Then lay them onto a dehydrator sheet or baking sheet and dehydrate or bake until they are crispy. You can play around with different flavors — like adding garlic powder and nutritional yeast to make a cheese-y variety.

[Read: America’s Next Top Superfood .]

Mini meals. Don’t feel like your snack has to fit into standards that you find on the shelves of your grocery store for “snack foods.” A snack is really just a mini meal. If you make leftovers from dinner, consider having a small portion as a snack. If you’re full before you finish breakfast, save it for later and enjoy it as a snack. Packing a bento box or other food storage container in the morning with little bites will help you graze healthfully throughout the day.

For more plant-based snack ideas, as well as comforting fall dishes and smoothies you can savor any time of the year, visit the Vega Recipe Center or check out my latest book “Thrive Energy Cookbook.” Here’s to turning over a new leaf for your health this season.

[Read: 6 Healthy Foods Worth Splurging On .]

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Back to Routine: Top 5 Plant-Based Snacks originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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