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Altidore scores 1st club goal since December

By WTOP Staff

The Associated Press

American forward Jozy Altidore ended a 30-game club scoreless streak dating to Dec. 4, getting the game’s first goal Tuesday night for Sunderland in a 2-1 loss to Stoke in the third round of England’s League Cup.

Altidore’s goal in the 16th minute was his first for Sunderland since scoring against Chelsea in a Premier League match. His only goals since then in any game had been when he scored twice for the U.S. in a 2-1 exhibition win over Nigeria on June 7.

Marc Muniesa scored in the 31st and 71st minutes for Stoke.

Liverpool beat Middlesbrough 14-13 on penalty kicks after a 2-2 tie, a 30-kick shootout that was the longest in the history of the competition, which began in 1960-61. The Reds won when Middlesbrough’s Albert Adomah sent his second kick wide.

Jordan Rossiter, a 17-year-old making his Liverpool debut, put the hosts ahead in the 10th minute, but Adam Reach tied it when he headed in a free kick in the 62nd. Suso gave Liverpool a 2-1 lead in the 109th, and Middlesbrough’s Patrick Bamford had tied the score with a penalty kick in the third minute of extra-time stoppage time at Anfield.

In all-Premier League matchups, Arsenal surrendered a one-goal lead in a 2-1 loss to Southampton. Alexis Sanchez scored on a 14th-minute free kick for the Gunners, but Dusan Tadic’s 20th-minute penalty kick tied the score after Tomas Rosicky fouled Sadio Mane. Nathaniel Clyne got the go-ahead goal from long range in the 40th.

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GERMANY

Mario Goetze scored two goals as Bayern Munich defeated Paderborn 4-0 and moved into the Bundesliga lead.

Goetze and Robert Lewandowski scored in the first 15 minutes for the two-time defending champions (3-0-2), and Goetze and Thomas Mueller got late goals against Paderborn (2-1-2), a team that entered as the league’s surprise leader.

Bayern opened a two-point lead over second-place Mainz (2-0-3), which wasted a two-goal lead in a 2-2 tie at Eintracht Frankfurt. Schalke won 3-0 at Werder Bremen, and Hoffenheim and Freiburg drew 3-3.

In the second division, American Andrew Wooten scored in his third straight game for Sandhausen, getting a goal in second-half stoppage time in a 1-0 win over visiting1860 Munich.

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SPAIN

Cristiano Ronaldo scored four goals to increase his season total to 12 in all competitions, leading Real Madrid to a 5-1 rout of Elche in the Spanish league.

Ronaldo fouled Pedro Mosquera while disputing a ball in the box in the 15th minute, allowing Edu Albacar to stroke the penalty beyond goalkeeper Keylor Navas — who was making his debut for Madrid.

Gareth Bale tied the score four minutes later, and Ronaldo got goals in the 28th, 32nd and 80th minutes and in stoppage time. He has eight league goals for Real Madrid (3-2), which has outscored opponents 18-4 in its three games in all competitions.

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ITALY

Fernando Torres scored in his first start for AC Milan during a two-season loan from Chelsea, helping the visitors rally from a two-goal deficit in a 2-2 tie with Empoli.

Goals by Lorenzo Tonelli in the 13th and Manuel Pucciarelli in the 21st built the lead, but Milan (2-1-1) came back when Torres scored in the 43rd and Keisuke Honda tied it in the 57th.

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FRANCE

Andre-Pierre Gignac scored twice to help first-place Marseille (5-1-1) romp to a 5-0 win at Reims in the French league and open a three-point lead over Bordeaux and Saint-Etienne (4-1-1), who meet Thursday. Andre Ayew had a pair of second-half goals and Giannelli Imbula scored once.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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