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Unsnacking your way to a healthier weight

The role of snacks in a healthy diet is hotly debated. Some people argue that between-meal snacks are essential to managing blood sugar levels and “keeping the metabolism going.” Others note that empty-calorie snacks contribute significantly to the rising tide of obesity since the 1970s, with the average American snacking one additional time per day and the average caloric load up at least 100 calories per snack (in some age brackets, much more). However you interpret these trends in snacking, one fact is pretty clear: snacking is universal among American adults.

In my experience, snacking can be incredibly beneficial when used “defensively” — that is, to prevent arriving at a meal feeling “starving,” such that you overeat to a caloric degree that far surpasses the level a snack would have provided. When gaps between meals are more than, say, five hours, this type of snack is often prudent. Of course, I’ve also seen plenty of situations where the snacking itself is the problem, crowding out satiating, nutrient-dense meals with junky, low-quality calories from “snack foods” more likely to be high in sugar and processed grains than “meal foods.” When patients report snacking more than twice daily, I start to suspect that something may be amiss with their overall meal pattern — and that snacks may actually be their undoing. After all, each time we open our mouths for a snack, it typically represents slightly north of 200 calories. More than two such occasions daily, therefore, essentially adds up to a fourth meal.

Some of the most common pitfalls that lead to oversnacking include:
Breakfast too early?
Many of my patients are under the false impression that it’s essential to consume breakfast within 30 minutes of waking in order to ” boost the metabolism.” So even though they don’t necessarily rise with a raging appetite, they’re still sitting down for breakfast by 7 a.m. before they leave the house for work. Understandably — and appropriately — they’re hungry again by 10 or 10:30 a.m., and require a mid-morning snack in order to make it through to lunch, which is often consumed early in response to excessive hunger. One solution that works well for those of my patients with office jobs is to have a coffee at home while getting ready for work to perk up their mind and get their bowels moving — but then to defer eating breakfast until arriving at work, closer to 9 a.m. A slightly later breakfast means that hunger will most likely kick in right at lunch time — between noon and 1 p.m. — and eliminate the need for a mid-morning snack. It also helps keep lunchtime from drifting too early, which results in excessive early afternoon hunger as well.

[Read: High-Protein Breakfast Ideas .]

Meals too small? Often, when patients come to me following a prescribed commercial diet plan — one in which they’re counting calories or “points” – – they have a tendency to be stingy with meal calories, particularly at breakfast. I commonly see waist-watching women consuming meager 100- to 150-calorie breakfasts: a slice of 40-calorie bread with 1/4 cup cottage cheese and one piece of fruit; an egg- white omelet with spinach and no carb (not even fruit!); a solo banana or lone 80- calorie light yogurt. It’s no wonder they’re typically hungry within an hour and a half and find themselves consuming a snack by 9 or 10 a.m. — only to be white-knuckling the hunger with coffee thereafter until lunchtime arrives. The vicious cycle repeats with a low-cal, low-carb lunch — such as salad or brothy chicken soup — that satisfies until about 3 p.m., when voracious hunger visits with a vengeance and the carb cravings ensue. And this is where the empty calorie grazing begins — candy, 90-calorie “fiber bars,” 180-calorie “energy bars,” 100-calorie packs of cookies. As these snack calories add up, the question becomes: Wouldn’t you have just been better off eating a larger, more satiating breakfast and lunch?

The answer is usually yes. Breakfast less than 250 to 300 calories isn’t breakfast, and an overtly low-carb breakfast may not help stabilize blood sugar satisfactorily to help maintain satiety until the next meal. Remember: By the time you eat breakfast, your body has been fasted for a solid eight to 12 hours. It’s used up the energy from the last meal you fed it, and is now dipping into its stores to help keep blood sugar levels afloat. If ever there was an appropriate occasion to feed your body a good carb, breakfast would have to be it.

[Read: Healthy Snacks for When You Feel Hangry .]

Similarly, if you’re already starving by lunchtime, that means blood sugar is low — and the dieter’s trick of having a big old bowl of lettuce leaves or huge bowl of chicken soup is not going to deliver the usable energy your body needs to power through the second half of your workday. Once your stomach works through the high-volume meal you tried to trick it with and realizes it only got 200 calories of usable energy, it will demand to be fed properly — generally to the tune of powerful carb or sweet cravings that typically visit at 3 p.m. In other words, if you have any chance of getting through the afternoon without a trip to the vending machine, office pantry or your co-worker’s candy jar, it’s in consuming a well-balanced lunch that contains a load of fiber-containing veggies in addition to a modest portion of satiating carbs (beans, lentils, quinoa, barley or sweet potato are my favorites) and some high-quality protein.

To be sure, a salad meal can be very satiating — but to be so for most people, it needs to have at least a modest portion of healthy carbs in it as well as some satisfying protein, such as egg, tofu, chicken, fish, shrimp or turkey. Similarly, soup can be a terrifically satiating lunch — such as a thick, hearty lentil or split pea soup or a bean and turkey chili, for example — with a small salad on the side to round out the meal perfectly. If you’re a sandwich person, don’t leave out the heaping portion of crunchy veggies on the side — such as a clamshell of grape tomatoes or pile of baby carrots. If sushi is your thing, pair your favorite roll with a side of edamame and a hijiki salad to balance out the meal.

[Read: How to Lose 50 Pounds Without Really Trying .]

Snacking from habit, not hunger? There are reasons other than hunger that people find themselves raiding the work pantry at 3 to 4 p.m. every day, and boredom and stress are high on the list. You’ve already been at work for six or seven hours, staring at a screen for several of them straight. Getting up from your desk is a break, and a snack is the perfect excuse. Assuming you’ve had a great, well-balanced lunch, though, you may not actually be hungry at this time. If this sounds familiar, you may want to consider some non-caloric ways to break the tension, such as: popping a piece of sugarless gum; making a mug of unsweetened herbal tea; leaving the building to purchase a trashy gossip magazine; doing some yoga stretches in an empty conference room.

Alternatively, if you work late or typically consume later dinners, it’s natural and expected to feel hungry at some point in the later afternoon before dinner; this is particularly so for people who hit the gym after work before going home. If you know you’re going to feel hungry, it’s best to plan for it rather than be left at the mercy of “whatever’s around” the office — which is usually a sugary bar, a bag of chips or M&Ms, or leftover cookies from someone’s meeting. Pack something from home — a plain Greek yogurt and berries; a packet of peanut butter and a banana; an apple and a string cheese; a mini hummus and some cut veggies; some sliced turkey and a 100-calorie pack of almonds. In other words, pack a protein and fiber containing “mini-meal,” and you’ll be far less vulnerable to the siren call of pretzels at work — and the bottomless bread basket at dinner.

[Read: How to Snack Like the Original Skinnygirl, Bethenny Frankel .]

More from U.S. News

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Unsnacking Your Way to a Healthier Weight originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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