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Locke, Pirates lose 6-4 to Chicago Cubs

By WTOP Staff

JOHN PERROTTO
Associated Press

PITTSBURGH (AP) — Jeff Locke’s rocky third inning was a costly one for the Pittsburgh Pirates.

Locke gave up a two-run homer by Javier Baez in Chicago’s three-run third, and the Pirates lost 6-4 to the Cubs on Saturday night.

Russell Martin hit a three-run double in the eighth for Pittsburgh, which had won seven of eight. Travis Snider hit a leadoff homer in the ninth against Cubs closer Hector Rondon, who then retired three in a row for his 24th save in 28 chances.

“I just didn’t make pitches when I needed to in that one inning,” Locke said. “It was the difference in the game. We came back and scored four runs late and we probably would have won if I had gotten out of the inning with less damage.”

The Pirates’ lead for the second NL wild card stayed at 1 1/2 games over Milwaukee, which lost 5-1 to Cincinnati. But Pittsburgh dropped to 3 1/2 games back of NL Central-leading St. Louis, which was a 5-4 winner over Colorado.

Locke (7-5) allowed three runs in 5 1-3 innings, throwing just 62 of 106 pitches for strikes. He lost for just the second time in his last seven decisions.

“He just seemed to be missing by a couple of inches with his fastball,” said Martin, the Pirates’ catcher.

It was Baez’s second homer in two nights and No. 9 on the season. Fellow rookie Matt Szczur added a leadoff drive in the eighth for his first career homer.

Baez is 4 for 15 with two homers and three RBIs in his last four games after going 6 for 62 with 28 strikeouts during a prolonged slump for the 21-year-old infielder.

“I’m just trying to go up to the plate with a good approach,” Baez said. “I’ve been working with (hitting coach Bill Mueller) and trying to have better at-bats. I’ve felt more comfortable the last few days.”

Martin and Snider had two hits apiece.

Felix Doubront (2-1) pitched six scoreless innings for the Cubs in his third start since he was acquired in a trade with the Boston Red Sox.

The Pirates had won seven straight games against the Cubs.

TRAINER’S ROOM

Pirates: LF Starling Marte sat out for the second game in a row with a bruised left arm and likely won’t return to action until at least Tuesday for the opener of a three-game home series against Boston.

Cubs: 1B Anthony Rizzo missed his 17th straight game with a lower back strain but remains on course to return to the lineup Monday night when Chicago hosts Cincinnati.

UP NEXT

RHP Jacob Turner (5-9, 5.84 ERA) is scheduled to start for the Cubs on Sunday against RHP Edinson Volquez (11-7, 3.36 ERA) in the finale of the three-game series.

Turner is 1-2 with a 6.19 ERA in three starts since being acquired Aug. 8 in a trade with Miami. Volquez is 3-0 with a 2.29 ERA in his last nine starts and has not lost since July 21 to the Dodgers.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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