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Iowa State rallies past Iowa 20-17

By WTOP Staff

LUKE MEREDITH
AP Sports Writer

IOWA CITY, Iowa (AP) — Cole Netten hit a 42-yard field goal with two seconds left and Iowa State rallied to beat Iowa 20-17 on Saturday, picking up its first win of the season.

Sam Richardson had 255 yards passing and 2 TDs for the Cyclones (1-2), who beat the rival Hawkeyes (2-1) for the third time in four tries.

Iowa State took a 17-14 lead with 7:33 left on Richardson’s 27-yard TD pass to DeVondrick Nealy. Iowa answered with Marshall Koehn’s 44-yard field goal with 4:08 to go.

Netten appeared to miss his first try at the game-winner, but Iowa had already called a timeout.

Netten’s second attempt went straight through the uprights.

Jake Rudock threw for 146 yards and an interception for Iowa, which was held to just three points after halftime.

Down 14-3 midway through the third quarter, Iowa State found itself in desperate need of a spark.

T.J. Mutcherson gave the Cyclones life with their first takeaway of the season, intercepting Rudock and returning it to the Iowa 32. Richardson then found E.J. Bibbs with a jump pass on 4th and inches to pull Iowa State to 14-10 with 6:50 left in the third quarter.

The Cyclones went 92 yards on their initial go-ahead drive — which was aided by a targeting call that got Iowa safety Jordan Lomax ejected and Iowa State’s Jarvis West knocked out of the game.

Koehn’s game-tying kick was just his third made field goal in six tries.

But the Cyclones, who were held scoreless in the second half of their first two games, drove 51 yards to set up Netten’s winning kick.

Iowa State outgained Iowa 337-275.

Iowa senior lineman Brandon Scherff started, even though coach Kirk Ferentz said on Tuesday he was “day-to-day” after hurting his right knee in last week’s win over Ball State.

The Hawkeyes were determined to get their surprisingly sluggish running game going behind their star left tackle.

The effort produced just 25 yards rushing in the first quarter. But the Hawkeyes went ahead 7-0 anyway on Mark Weisman’s 1-yard TD leap.

Iowa was then faced with a 4th-down-and-8 at the Cyclones 16-yard line late in in the first half. But after missing three field goals from inside 40 yards last week, Iowa went for it. Rudock scrambled for space and found Jacob Hillyer for a first down, and then ran 5 yards for a touchdown and a 14-3 Iowa lead.

The Cyclones answered with their best drive yet.

Then they blew it at the end.

Nealy was drilled by Quinton Alston at the goal line, and Greg Mabin recovered the fumble in the end zone.

That turnover, along with an interception that cornerback Sam E. Richardson dropped on the previous drive, sapped the Cyclones of any momentum heading into halftime.

But after crumbling in the second half of its first two games, Iowa State outplayed the Hawkeyes in the second half.

Nealy made up for his earlier blunder, and Netten connected on the biggest kick of his career.

___

Follow Luke Meredith on Twitter: www.twitter.com/LukeMeredithAP

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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