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Rare snowstorm slams Rockies states, South Dakota

By WTOP Staff

BOB MOEN
Associated Press

CHEYENNE, Wyo. (AP) — It’s still summer, but a snowstorm blanketed parts of Wyoming, South Dakota, Montana and Colorado, setting early snowfall records in some places, covering lawns and flower gardens and providing a preview of what is to come.

The snowstorm dumped up to 20 inches of snow in parts of Wyoming on Wednesday and Thursday and sent overnight temperatures plummeting into the 20s in some areas.

While snow in September is rare, it isn’t unusual for local residents used to wild swings in the weather.

“I don’t mind it; it is what it is,” said Deann Meyer of Buffalo, Wyoming, where up to 10 inches of snow fell. “It’s going to be 80 next week. That’s what the weather says. Of course, that could change.”

Still, it was the earliest snowfall on record for parts of Wyoming and southwest South Dakota. Temperatures hovered around freezing in Denver, forcing many gardeners to wrap their plants for protection.

Hard frosts were reported in western Montana. Kalispell reported a record low of 23 degrees Friday morning while Missoula’s record low was 25, compared with 28 in 1988.

Chuck Baker, meteorologist with the National Weather Service in Riverton, Wyoming, said the blast of wintry weather originated in the northern reaches of Canada. “It was pretty potent for this time of year,” Baker said.

The heavy, wet snow snapped off tree branches and caused power outages in Buffalo and the surrounding area.

Some roads and highways had slick spots Friday morning. Going-to-the-Sun Road in Glacier National Park in Montana was closed temporarily earlier in the week, but otherwise travel was not hampered.

The National Weather Service reported 20 inches of snow falling in the Bighorn Mountains in north-central Wyoming.

Eight inches fell in Custer, South Dakota.

The 3 to 5 inches that fell in Cody, a busy summer tourist town in northwest Wyoming, is the earliest recorded snowfall there since records were kept in 1915. The previous recorded earliest snowfall in Cody was Sept. 12, 1970.

Just under an inch fell in the Rapid City, South Dakota, area, breaking the previous record set on Sept. 13, 1970, for the earliest snowfall.

Boulder, Colorado, also received snow — a year after being hit by a devastating flood from heavy rain.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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