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49ers to test re-sodded Levi’s field on Saturday

By WTOP Staff

RICK EYMER
Associated Press

SANTA CLARA, Calif. (AP) — The San Francisco 49ers will practice in Levi’s Stadium on Saturday, a step that might be more about footing than getting familiar with the surroundings.

The 49ers host the Chicago Bears on Sunday night, the first time the stadium will be used for an NFL regular-season game.

“The reports are positive,” 49ers coach Jim Harbaugh said Friday. “We’ve had three practices and two preseason games and we’ll practice there tomorrow.”

The difference is the field has been re-sodded three times, and the 49ers (1-0) will be getting their first look at the latest version.

Punter Andy Lee and kicker Phil Dawson are the only players to have experienced the latest transformation.

“What it is now, from what it’s been, it’s perfectly fine,” Lee said. “I don’t know how the big guys will do, but it seems like it will be great.”

The 49ers tore out the turf following their first exhibition game against the Denver Broncos and Harbaugh ended a public practice early when players slipped on the grass.

The field was redone after the 49ers played the San Diego Chargers in an exhibition game. An international soccer match between Mexico and Chile took place a week later and the grass seemed to hold up.

The sod has had another seven days to take hold for Sunday night.

“We were on the grass for the first time yesterday (Thursday),” Lee said. “Until then we weren’t too sure about it. We’ll spend time in pregame, like we always do, and get things figured out.”

The grass could pose a problem with several players, including Lee, who has been limited this week due to a knee injury. He’s listed as probable.

Cornerback Chris Culliver, recovering from a concussion/stinger suffered early in last weekend’s victory over the Dallas Cowboys, was listed as questionable, though he has been able to practice the past couple of days.

“He’s right on schedule and should be good to go,” Harbaugh said.

Culliver has not undergone the final medical test for clearance.

NOTES: DL Lawrence Okoye, on the practice squad, has been taking reps on the offensive line. “The objective is more football,” Harbaugh said. “He’s doubled his work in practice. It seems like a good idea. We’ll see how it goes. … Friday’s injury report lists C Marcus Martin (knee) as out, Culliver, CB Tramaine Brock (toe) and T Anthony Davis (hamstring) as questionable, and Lee and DT Justin Smith as probable (non-injury related). . Harbaugh compared CB Perrish Cox on the football field to being on the playground. “He’s always excited about football,” the coach said. “Especially in games when he’s on the sideline. It’s fun for him to play the game.” … QB Colin Kaepernick made his first career start against the Bears two years ago. … The 49ers have won the past three home openers under Harbaugh.

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AP NFL website: www.pro32.ap.org and www.twitter.com/AP_NFL

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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