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Lynx protections expanded, but new habitat denied

By WTOP Staff

MATTHEW BROWN
Associated Press

BILLINGS, Mont. (AP) — Canada lynx gained federal protections in New Mexico on Thursday, but U.S. wildlife officials again declined to designate critical habitat for the elusive animal in the Southern Rockies, parts of New England and other areas considered non-essential to their survival.

The two-part finding from the U.S. Fish and Wildlife Service means the forest-dwelling wild cat will be protected as threatened throughout the lower 48 states. Lynx that had spread to New Mexico’s San Juan and Sangre de Cristo mountains after being introduced in Colorado previously were not protected.

However, officials decided that potential lynx habitat in the Southern Rockies of New Mexico, Colorado and portions of Wyoming were not areas essential to conservation of the species. As a result, lynx in the region still will be protected from hunting and trapping, but there will be less stringent reviews of human activities that could affect the dense forests they need to survive.

Wildlife advocates said they intend to file a lawsuit challenging the exclusion of those areas and some others in the Northern Rockies.

Also left out of the 39,000-square miles of designated critical habitat were portions or all of six national forests in Idaho and Montana and areas with lynx in northern Vermont and northern New Hampshire.

U.S. Fish and Wildlife Service wildlife biologist Jim Zelenak said the agency focused on areas where lynx can persist over the long-term. The animals may show up elsewhere — either as transients from populations elsewhere or, in the case of Colorado, after being introduced by humans — but that doesn’t mean they will survive.

“Either the habitat there is marginal, or it’s just too far away from the main population,” Zelenak said. “We need to stick to the biology of the animals.”

Thursday’s rule also designates new critical habitat for lynx in northern Maine and northwestern Wyoming. The move adds to habitat already designated in those states and portions of Washington, Montana, Idaho and Minnesota.

The Fish and Wildlife Service was sued following its last attempt to establish critical habitat for lynx in 2009. U.S. District Donald Molloy later ordered the agency to reconsider some areas it had excluded.

An attorney for wildlife advocates, Matthew Bishop with the Western Environmental Law Center, said he was pleased lynx in New Mexico finally will be protected. He added that said the lack of habitat designation there and elsewhere in the Southern Rockies remained a concern.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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