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Airstrikes and aid provide relief for Iraqi town

By WTOP Staff

LOLITA C. BALDOR
Associated Press

WASHINGTON (AP) — Aircraft from the United States, Australia, France and Britain dropped food and water to the beleaguered Iraqi town of Amirli, which has been under siege by Islamic State militants for nearly two months, the Pentagon said Saturday night. U.S. airstrikes supported the humanitarian mission.

Thousands of Shiite Turkmen have been stranded in the farming community about 105 miles north of Baghdad. The aid came at the request of the Iraqi government, Pentagon press secretary Rear Adm. John Kirby said in a statement.

Military operations will be limited in scope and duration as needed to address the humanitarian crisis in Amirli and protect the civilians trapped in the town, Kirby said.

Instead of fleeing in the face of the Islamic State drive across northern Iraq, the Shiite Turkmens have stayed and fortified their town of 15,000 with trenches and armed positions.

While Amirli (pronounced A’-mur-lee) fought off the initial attack in June, it has been surrounded by the militants since mid-July. Some residents have said that the Iraqi military’s efforts to fly in food, water and other aid have not been enough amid oppressive heat, lack of electrical power — the town’s power station was destroyed weeks ago — and shelling from the militants.

The U.S. had been watching the area closely in case a slaughter of the Turkmen appeared imminent and air support was needed, said Michael Knights, who studies Iraq and the Persian Gulf as a fellow of The Washington Institute. U.S. airstrikes will hasten the success of the relief effort on the ground, he said.

About half of the town’s population is age 15 and under while many others are elderly, sick or wounded, Knights said.

“They are remarkably vulnerable, and ISIS is determined to kill as many of these people as possible,” Knights said, referring to an acronym for the Islamic State group. “As the Nazis felt about the Jews, so ISIS feels about the Shia Muslims.”

U.S. airstrikes in Iraq, which began earlier this month, have targeted Islamic State militants attacking Yazidi Iraqis on Mount Sinjar and the militant forces operating in the vicinity of Ibril and Mosul Dam. The beleaguered Yazidis received several humanitarian drops of tons of food and water as well as military support aimed at protecting them.

Earlier Saturday, U.S. Central Command said five more airstrikes had taken place against Islamic State militants near Mosul Dam. Those attacks, carried out by fighter aircraft and unmanned drones, brought to 115 the total number of airstrikes across Iraq since Aug. 8.

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AP Radio reporter Jackie Quinn in Washington and Vivian Salama in Baghdad contributed to this report.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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